Effingham County property record for 103 Cedar Dr, Springfield, GA 31329 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,899 sqft Heated Area |
| Lot Size | 26,572 sqft (0.61 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $321,000 (2025) |
| Tax Bill | $4,551.00 (2025) |
| Primary APN | S1140-028-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,899 sqft Heated Area |
| Attic Area | 1,017 sqft Attic |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Shed Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 26,572 sqft (0.61 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 680 sqft Garage |
| Deck Area | 197 sqft Deck |
|---|---|
| Patio Area | 197 sqft Patio |
| Porch | Open Porch |
| Porch Area | 222 sqft Porch |
| Utility Building | 100 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 26906 |
|---|---|
| Old Parcel Number | S1140028 |
| Street Address | 103 CEDAR DR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-4221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .61 AC LOT 28 (OUT 75-44) |
| Legal Subdivision | CEDAR CREEK |
| Legal Lot Number | 28 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | GUYTON-SPRINGFIELD |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 30205 |
Source: Effingham County records · APN S1140-028-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 103 CEDAR DR, SPRINGFIELD, GA 31329-4221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Line of Credit LOAN DEPOT |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Jul 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2025 · Amount on Record |
| Deed Sale | Apr 10, 2025 · Amount on Record |
| Prior Sale | Jul 06, 2018 · Amount on Record |
| Deed Doc Number | 0002966694 |
| Deed Book / Page | 2966 / 694 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 CEDAR DR, SPRINGFIELD, GA 31329-4221 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 103 CEDAR DR, SPRINGFIELD, GA 31329-4221 |
| Document Number | 0000002877/0000000166 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 0000002877/0000000166 |
| Name | LOAN DEPOT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 CEDAR DR, SPRINGFIELD, GA 31329-4221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 103 CEDAR DR, SPRINGFIELD, GA 31329-4221 |
| Document Number | 0000002701/0000000229 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 0000002701/0000000229 |
| Instrument | 007659 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 06, 2018 |
| Property Address | 103 CEDAR DR, SPRINGFIELD, GA 31329-4221 |
| Document Number | 002475/978 |
| Book / Page | 2475 / 978 |
| Instrument Date | Jul 06, 2018 |
| Instrument | 2018-001725 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CEDAR DR, SPRINGFIELD, GA 31329-4221 |
| Document Number | 2475/980 |
|---|---|
| Date | Jul 06, 2018 |
| Book Page | 2475/980 |
| Instrument | 005871 |
| Name | STEARNS LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,551.00 (+19.48%) | $125,574 (+12.34%) Land $22,800 Building $102,774 | $313,935 (+12.34%) Land $57,000 Building $256,935 |
| 2024 | $3,809.00 (+8.43%) | $111,778 (+12.56%) Land $22,800 Building $88,978 | $279,444 (+12.56%) Land $57,000 Building $222,444 |
| 2022 | $3,513.00 | $99,304 Land $16,000 Building $83,304 | $248,259 Land $40,000 Building $208,259 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 36% of the US · above 14% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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