Scott County property record for 106 Buffalo Spring Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,930 sqft · built 1998 |
| Lot Size | 0.317 acres (13,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Nov 2018) |
| Tax Bill | $2,457 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-197.000 |
| Primary APN | 140-40-197.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 13,840 sqft (0.317 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 BUFFALO SPRING TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Block | C |
| Legal Lot Number | 42 |
| Legal Unit | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40203 |
106 Buffalo Spring Trl is owned and occupied by two individuals who bought it in November 2018.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 BUFFALO SPRING TRL, GEORGETOWN, KY 40324-2639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Nov 7, 2018 | Deed of Trust, Mortgage · ARM WESBANCO BANK INC |
| Nov 7, 2018 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on File |
| Deed Sale | Nov 7, 2018 · Amount on File |
| Deed Document Number | 2018393690 |
| Deed Book / Page | 401 / 517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 106 BUFFALO SPRING TRL, GEORGETOWN, KY 40324-2639 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 106 BUFFALO SPRING TRL, GEORGETOWN, KY 40324-2639 |
| Document Number | M1631/143 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | M1631/143 |
| Instrument | 440759 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 10, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 106 BUFFALO SPRING TRL, GEORGETOWN, KY 40324-2639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M1417/626 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | M1417/626 |
| Instrument | 393691 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 7, 2018 |
| Property Address | 106 BUFFALO SPRING TRL, GEORGETOWN, KY 40324-2639 |
| Document Number | D401/517 |
| Book / Page | D401 / 517 |
| Map Reference | CAB5 SL1723 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 393690 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3408 DREXEL PASS, 3408, LEXINGTON, KY 40509 |
| Name | Verified Name |
|---|---|
| Address | 106 BUFFALO SPRING TRL, GEORGETOWN, KY 40324-2639 |
The 2025 property tax bill for 106 Buffalo Spring Trl was $2,457.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,900 (-) | $275,900 (-) | |
| 2025 | $2,457.00 | $275,900 | $275,900 |
| 2023 | $2,380.00 (+4.52%) | $262,500 (-) Land $40,000 Building $222,500 | $262,500 (-) Land $40,000 Building $222,500 |
| 2022 | $2,277.00 | $262,500 Land $35,000 Building $227,500 | $262,500 Land $35,000 Building $227,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Buffalo Spring Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Buffalo Spring Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures