Scott County property record for 104 Buffalo Spring Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,570 sqft · built 1997 |
| Owner | Individual Name on Record |
| Last Sale | $371,900 (Oct 2024) |
| Tax Bill | $3,312 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-177.000 |
| Primary APN | 140-40-177.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,570 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 BUFFALO SPRING TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Block | C |
| Legal Lot Number | 43 |
| Legal Unit | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40203 |
Source: Scott County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 104 BUFFALO SPRING TRL, GEORGETOWN, KY 40324-2639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Dec 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2024 · Amount on Record |
| Deed Sale | Oct 8, 2024 · Amount on Record |
| Deed Document Number | 512866 |
| Deed Book / Page | D452 / 598 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 104 BUFFALO SPRING TRL, GEORGETOWN, KY 40324-2639 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1645/362 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | M1645/362 |
| Instrument | 443936 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 299 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 104 BUFFALO SPRING TRL, GEORGETOWN, KY 40324-2639 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Name | Verified Name |
|---|
| Document Number | M1488/714 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | M1488/714 |
| Instrument | 411858 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 104 BUFFALO SPRING TRL, GEORGETOWN, KY 40324-2639 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | M1421/066 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | M1421/066 |
| Instrument | 394429 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,312.00 (+46.55%) | $371,900 (+49.18%) | $371,900 (+49.18%) |
| 2023 | $2,260.00 (+19.77%) | $249,300 (+14.62%) Land $40,000 Building $209,300 | $249,300 (+14.62%) Land $40,000 Building $209,300 |
| 2022 | $1,887.00 | $217,500 Land $35,000 Building $182,500 | $217,500 Land $35,000 Building $182,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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