106 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 106 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 2,168 sqft · built 1980
Lot Size	0.022 acres (979 sqft)
Owner	2 Individual Names on File
Last Sale	$406,300 (Aug 2019)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-054`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-054`
Alternative APNs	`072H-27C-054/00.00` `15659`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,168 sqft Adjusted Area
Gross Area	1,024 sqft
1st Floor Area	1,024 sqft
2nd Floor Area	976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	979 sqft (0.022 acres)
Deck Area	192 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15659
Street Address	106 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1105
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 106 THE BREAKERS PHASE 1 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS
Legal Phase	1
Legal Lot Number	106
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

106 Breakers Ln, a condominium, is owned and occupied by two individuals who bought it in August 2019.

Source: Madison County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	106 BREAKERS LN, RIDGELAND, MS 39157-1105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage HAMILTON MTG CORP
Aug 15, 2019	Warranty Deed, Transfer AARON J & BARBARA H JOHNSTON
Aug 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Oct 18, 2017
Deed Document Number	2019870194
Deed Book / Page	3755 / 293
Prior Transfer Date	Aug 15, 2017
Prior Transfer Doc	03513/0372
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	106 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000909065
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 BREAKERS LN RIDGELAND MS 391571105, RIDGELAND, MS 39157-1105

Mortgage

Document Number	0000909065
Date	Oct 28, 2020
Book Page	003936/000214
Instrument	909065

Lender

Name	HAMILTON MTG CORP
Address	BIRMINGHAM, AL 35209

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 15, 2019
Property Address	106 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000870294
Book / Page	003754 / 000293
Instrument Date	Aug 1, 2018
Instrument	870294
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BREAKERS LN RIDGELAND MS 391571105, RIDGELAND, MS 39157-1105

Mortgage

Document Number	870295
Date	Aug 15, 2019
Book Page	003754/000296
Instrument	870295

Lender

Name	AARON J & BARBARA H JOHNSTON
Address	22 BREAKERS LN, RIDGELAND, MS 39157-1101
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 14, 2024

Interest

Rate	4.5%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Aug 22, 2017
Property Address	106 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000819121
Book / Page	003514 / 000372
Instrument Date	Aug 15, 2017
Instrument	819121
Transaction Type	Transfer
Record Updated	Sep 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BREAKERS LN RIDGELAND MS 391571101, RIDGELAND, MS 39157-1101

Tax Assessment & Valuation

The 2025 property tax bill for 106 Breakers Ln was $1,899 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,899.00 Homeowner's exemption	$20,415	$204,150 Land $73,060 Building $131,090
2024	$1,899.00 (+1.23%)
2023	$1,876.00 Homeowner's exemption	$20,194	$201,940 Land $73,060 Building $128,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 Breakers Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 106 Breakers Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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