105 Breakers Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 105 Breakers Ln, Ridgeland, MS 39157

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,359 sqft · built 1980
Owner	Individual Name on File
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Aug 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072H-27C-053`

Property Details

APN / Parcel Number

Primary APN	`072H-27C-053`
Alternative APNs	`072H-27C-053/00.00` `15658`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,359 sqft Adjusted Area
1st Floor Area	1,120 sqft
2nd Floor Area	1,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15658
Old Parcel Number	072H-27C-053/00.00
Street Address	105 BREAKERS LN
City	RIDGELAND
State	MS
Zip	39157-1105
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 105 THE BREAKERS PHASE 1 LEASE HOLD
Legal Range	02E
Legal Township	07N
Legal Section	27
Legal Subdivision	BREAKERS
Legal Phase	1
Legal Lot Number	105
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1006
Census Tract	30107

Owner

105 Breakers Ln, a condominium, is owned and occupied by an individual who acquired it in August 2024.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	105 BREAKERS LN, RIDGELAND, MS 39157-1105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Construction Loan · Construction Mortgage AARON J & BARBARA H JOHNSTON
Aug 24, 2020	Warranty Deed, Transfer NOT AVAILABLE
Aug 15, 2019	Warranty Deed, Transfer AARON J & BARBARA H JOHNSTON
Aug 1, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2024
Deed Sale	Aug 15, 2024
Prior Sale	Aug 24, 2020
Deed Document Number	0004469679
Deed Book / Page	3963 / 47
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	913784
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Dec 21, 2020
Property Address	105 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000913786
Book / Page	003963 / 000092
Instrument Date	Dec 1, 2020
Instrument	913786
Transaction Type	Construction Loan
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 FOREST POINT DR BRANDON MS 390476219, BRANDON, MS 39047-6219

Mortgage

Document Number	0000913786
Date	Dec 21, 2020
Book Page	003963/000092
Instrument	913786

Lender

Name	AARON J & BARBARA H JOHNSTON
Address	22 BREAKERS LN, RIDGELAND, MS 39157-1101

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 20, 2021

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 24, 2020
Property Address	105 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000900174
Book / Page	003903 / 000353
Instrument Date	Aug 20, 2020
Instrument	900174
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22 BREAKERS LN RIDGELAND MS 391571101, RIDGELAND, MS 39157-1101

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 15, 2019
Property Address	105 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000870292
Book / Page	003754 / 000280
Instrument Date	Jun 27, 2019
Instrument	870292
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BREAKERS LN RIDGELAND MS 391571105, RIDGELAND, MS 39157-1105

Mortgage

Document Number	870293
Date	Aug 15, 2019
Book Page	003754/000284
Instrument	870293

Lender

Name	AARON J & BARBARA H JOHNSTON
Address	2005 S GAINES ST, LITTLE ROCK, AR 72206-1361
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

August 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MADISON MS
Recording Date	Aug 1, 2018
Property Address	105 BREAKERS LN, RIDGELAND, MS 39157-1105
Document Number	0000844433
Book / Page	003631 / 000243
Instrument Date	Jul 31, 2018
Instrument	844433
Transaction Type	Foreclosure
Record Updated	Aug 17, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BREAKERS LN RIDGELAND MS 391571101, RIDGELAND, MS 39157-1101

Tax Assessment & Valuation

The 2025 property tax bill for 105 Breakers Ln was $3,755.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,755.00	$34,851	$232,340 Land $92,160 Building $140,180
2024	$3,755.00 (+0.97%)
2023	$3,719.00	$34,518	$230,120 Land $92,160 Building $137,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Breakers Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	23 units insured incl. 10 condo units
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 Breakers Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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