106 Bear Scratch Ln, Crested Butte, CO 81225 Property Records

Gunnison County property record for 106 Bear Scratch Ln, Crested Butte, CO 81225

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,097 sqft · built 2019
Lot Size	1.05 acres (45,912 sqft)
Owner	Company Name on File
Last Sale	$420,000 (Feb 2018)
Tax Bill	$42,764 (2025)
Deeds & Mortgages	Oct 2019 Construction Loan Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R043233`

Property Details

APN / Parcel Number

Primary APN	`R043233`
Alternative APN	`317724401004`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,097 sqft
Basement Area	891 sqft
Finished Basement	891 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Concrete
Lot Area	45,912 sqft (1.05 acres)
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	R043233
Street Address	106 BEAR SCRATCH LN
City	CRESTED BUTTE
State	CO
Zip	81225-5172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D-13, PROSPECT AT MT CRESTED BUTTE SUBDIVISION
Legal Subdivision	PROSPECT AT MT CB PHASE 2
Legal Phase	2
Legal Lot Number	D-13
Jurisdiction	GUNNISON CO
Township / Civil Division	CRESTED BUTTE
Census Block Group	1
Census Block	1035
Census Tract	963800

Owner

106 Bear Scratch Ln is owned by a company that bought it in February 2018.

Source: Gunnison County records, as of February 23, 2026

Owner of Record	Company Name on File
Mailing Address	107 FRONTENAC FRST, FRONTENAC, MO 63131-3259
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Construction Mortgage UMB BANK NA
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Feb 1, 2018	Warranty Deed, Transfer LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Prior Sale	Oct 26, 2005 · Amount on File
Deed Document Number	651509
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	106 BEAR SCRATCH LN, CRESTED BUTTE, CO 81225-5172
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000663113
Date	Oct 23, 2019
Instrument	663113

Lender

Name	UMB BANK NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	106 BEAR SCRATCH LN, CRESTED BUTTE, CO 81225-5172
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 MILLBANK, LEWISVILLE, TX 75056-6574

Mortgage

Document Number	0000683507
Date	Mar 11, 2022
Instrument	683507

Lender

Name	UMB BANK NA
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2052

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Feb 1, 2018
Property Address	106 BEAR SCRATCH LN, CRESTED BUTTE, CO 81225-5172
Document Number	0000651509
Map Reference	DOC552219
Instrument Date	Jan 30, 2018
Instrument	0651509
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Tax	$42.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 MILLBANK, THE COLONY, TX 75056-6574

Tax Assessment & Valuation

The 2025 property tax bill for 106 Bear Scratch Ln was $42,764, up 25.2% from the year before.

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Municipality	Mount Crested Butte Town
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,764.00 (+25.19%)	$393,760 (+19.97%) Land $65,240 Building $328,520	$6,300,060 Land $1,043,760 Building $5,256,300
2024	$34,160.00 (+1.13%)	$328,220 (+1.13%) Land $72,010 Building $256,210
2023	$33,777.00 (+25.13%)	$324,540 (+59.28%) Land $71,200 Building $253,340	$4,898,830 (+67.09%) Land $1,074,750 Building $3,824,080
2022	$26,994.00	$203,760 Land $38,800 Building $164,960	$2,931,780 Land $558,290 Building $2,373,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Bear Scratch Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Bear Scratch Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT CRESTED BUTTE WSD serves 3,296 people · EPA ID CO0126190
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Visionary Broadband, Xtream Internet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bear Scratch Ln

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