Richland County property record for 106 Backspin Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,690 sqft Heated Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $406,999 (2022) |
| Tax Bill | $3,584.00 (2025) |
Source: Richland County records · APN 28912-04-03
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 BACKSPIN DR, ELGIN, SC 29045-9825 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 01, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Mar 11, 2022 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2022 · Amount on Record |
| Deed Sale | Sep 01, 2022 · Amount on Record |
| Prior Sale | Jun 19, 2002 · Amount on Record |
| Deed Doc Number | 202249855 |
| Deed Book / Page | 2776 / 1116 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 01, 2022 |
| Property Address | 106 BACKSPIN DR, ELGIN, SC 29045-9825 |
| Document Number | 0027761116 |
| Book / Page | 2776 / 1116 |
| Map Reference | MB 2409 PG 1746 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022049855 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,058.20 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 106 BACKSPIN DR, ELGIN, SC 29045-9825 |
| Document Number | 2022049856 |
|---|---|
| Date | Sep 01, 2022 |
| Instrument | 2022049856 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.62% |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 11, 2022 |
| Property Address | 106 BACKSPIN DR, ELGIN, SC 29045-9825 |
| Document Number | 0027242821 |
| Book / Page | 2724 / 2821 |
| Map Reference | MB 2409 PG 1746 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022014326 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,119.50 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6701 CARMEL RD STE 425, 425, CHARLOTTE, NC 28226-0203 |
| Investor | Possibly a Property Investor |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,584.00 (+2.31%) | $407,800 (+599,605.88%) Land $65,000 Building $342,800 | $407,800 (+23,888.24%) Land $65,000 Building $342,800 |
| 2023 | $3,503.00 (+5,939.66%) | $68 (-32%) | $1,700 (-) |
| 2021 | $58.00 | $100 | $1,700 Land $1,700 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 6% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28912-04-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,690 sqft Heated Area |
| Gross Area | 3,375 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02166168 |
|---|---|
| Street Address | 106 BACKSPIN DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-9825 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 601X125X60X123.9 #SU NORTHWOODS VILLAS AT WOODCREEK PHASE A |
| Legal Subdivision | NORTHWOOD VILLAS |
| Legal Phase | A |
| Legal Lot Number | 2,601 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
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