Richland County property record for 130 Backspin Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,284 sqft Heated Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Garage | Attached, 488 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $535,000 (2021) |
Source: Richland County records · APN 28912-04-09
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 BACKSPIN DR, ELGIN, SC 29045-9825 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage SECURITY FEDERAL BANK |
| Jul 02, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2021 · Amount on Record |
| Deed Sale | Jul 02, 2021 · Amount on Record |
| Deed Doc Number | 202143214 |
| Deed Book / Page | 2637 / 2717 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 130 BACKSPIN DR, ELGIN, SC 29045-9825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 161 PONTIAC BUSINESS CENTER DR 1020, 1020, ELGIN, SC 29045-7123 |
| Document Number | 0026011907 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 2601/1907 |
| Instrument | 2021019015 |
| Name | SECURITY FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | AIKEN, SC 29802 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 15, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 02, 2021 |
| Property Address | 130 BACKSPIN DR, ELGIN, SC 29045-9825 |
| Document Number | 0026372717 |
| Book / Page | 2637 / 2717 |
| Map Reference | MB 2409 PG 1746 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021043214 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,979.50 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 BACKSPIN DR, ELGIN, SC 29045-9825 |
| Document Number | 2021043215 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 2021043215 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed market value is set for property tax purposes and is not a market price estimate.
| Year | Assessed Market Value |
|---|---|
| 2025 | $455,400 (-9.75%) Land $65,000 Building $390,400 |
| 2023 | $504,600 Land $65,000 Building $439,600 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 14% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28912-04-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,284 sqft Heated Area |
| Gross Area | 4,012 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached Garage |
| Garage Area | 488 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02166220 |
|---|---|
| Street Address | 130 BACKSPIN DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-9825 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 60X125X60X125 #SU NORTHWOODS VILLAS AT WOODCREEK PHASE A |
| Legal Subdivision | NORTHWOOD VILLAS |
| Legal Phase | A |
| Legal Lot Number | 8,60 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
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