Monroe County property record for 106 Adams Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,566 sqft · built 1978 |
| Lot Size | 0.31 acres (13,323 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,571 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-352-035-000 |
| Primary APN | 08-19-352-035-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,566 sqft Building Perimeter |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 13,323 sqft (0.31 acres) |
| Lot Dimensions | 132 ft deep x 97 ft wide |
| Garage Area | 756 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,500 sqft |
| Porch | Slab |
| Porch Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 ADAMS DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR5 |
| Legal Description | LOT 71 & 2 FT LOT 70 & 5 FT LOT 72 EAST RIDGE 3 0126341 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 2,71 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 600401 |
106 Adams Dr is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 ADAMS DR, WATERLOO, IL 62298-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 106 Adams Dr was $5,571 with a homeowner's exemption, up 7.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,571.00 (+7.92%) Homeowner's exemption | $101,860 Land $16,960 Building $84,900 | $305,580 Land $50,880 Building $254,700 |
| 2024 | $5,162.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $76,830 Land $15,500 Building $61,330 | $230,490 Land $46,500 Building $183,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Adams Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 106 Adams Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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