Monroe County property record for 101 Adams Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,681 sqft Living Area |
| Lot Size | 12,443 sqft (0.29 acres) |
| Garage | 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2026) |
| Primary APN | 08-19-352-027-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,681 sqft Living Area |
| 1st Floor | 1,681 sqft 1st Floor |
| Basement Area | 1,681 sqft Basement |
| Unfinished Basement | 1,681 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 12,443 sqft (0.29 acres) |
| Depth X Width | 125 ft x 103 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 960 sqft Driveway |
| Garage Area | 528 sqft Garage |
| Patio Area | 195 sqft Patio |
| Porch Area | 132 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 101 ADAMS DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 65 & PART LOT 61 EAST RIDGE 3 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 65 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-19-352-027-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 ADAMS DR, WATERLOO, IL 62298-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Feb 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 08, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Deed Doc Number | 2026442579 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 15, 2026 |
| Property Address | 101 ADAMS DR, WATERLOO, IL 62298-1539 |
| Document Number | 0000442579 |
| Instrument Date | May 06, 2026 |
| Instrument | 2026442579 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2026 |
| Title Company | TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51,510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 ADAMS DR, WATERLOO, IL 62298-1539 |
| Document Number | 0000442580, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026442580 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 101 ADAMS DR, WATERLOO, IL 62298-1539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000399884 |
|---|---|
| Date | Feb 08, 2019 |
| Instrument | 399884 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 23, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 101 ADAMS DR, WATERLOO, IL 62298-1539 |
| Document Number | 0000411216 |
| Instrument Date | Sep 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2020 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 101 ADAMS DR WATERLOO IL 622981539, WATERLOO, IL 62298-1539 |
| Document Number | 0000411216 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 411216 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 23, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.64% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,420 (+5.18%) Land $16,890 Building $79,530 | $289,260 (+5.18%) Land $50,670 Building $238,590 | |
| 2024 | $91,669 (+19.19%) Land $16,517 Building $75,152 | $275,007 (+19.19%) Land $49,551 Building $225,456 | |
| 2022 | Disabled Person's exemption Additional exemption filed | $76,910 Land $15,470 Building $61,440 | $230,730 Land $46,410 Building $184,320 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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