Charles County property record for 10589 Jack Pine Ln, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,500 sqft · built 2017 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (Apr 2025) |
| Tax Bill | $21,695 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage Apr 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-356033 |
| Primary APN | 06-356033 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,500 sqft Living Area |
| Gross Area | 3,920 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,882 sqft (0.158 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 120 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 356033 |
|---|---|
| Street Address | 10589 JACK PINE LN |
| City | WALDORF |
| State | MD |
| Zip | 20603-6714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 3 BLK E PH 4 PINEY GROVE ESTATES SUB |
| Legal Subdivision | PINEY GROVE ESTATES SUB |
| Legal Phase | 4 |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850710 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10589 JACK PINE LN, WALDORF, MD 20603-6714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 24, 2017 | Grant Deed, Subdivision Related Transfer NAVY FCU |
| Apr 20, 2017 | Grant Deed, Mortgage WILMINGTON TR |
| Apr 20, 2017 | Grant Deed, Mortgage WILMINGTON TR |
| Apr 20, 2017 | Grant Deed, Mortgage WILMINGTON TR |
| Jan 11, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2025 · Amount on Record |
| Deed Sale | Apr 3, 2025 · Amount on Record |
| Prior Sale | Jul 24, 2017 · Amount on Record |
| Deed Book / Page | 13616 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 24, 2017 |
| Property Address | 10589 JACK PINE LN, WALDORF, MD 20603-6714 |
| Document Number | 0099220163 |
| Book / Page | 009922 / 000163 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 14, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $417.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10589 JACK PINE LN WALDORF MD 20603, WALDORF, MD 20603 |
| Document Number | 99220170 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 009922/000170 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 20, 2017 |
| Property Address | 10589 JACK PINE LN, WALDORF, MD 20603-6714 |
| Document Number | 0098020387 |
| Book / Page | 009802 / 000387 |
| Instrument Date | Mar 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Investor | Possibly a Property Investor |
| Document Number | 98020387 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 009802/000387 |
| Name | WILMINGTON TR |
|---|---|
| Address | 50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 20, 2017 |
| Property Address | 10589 JACK PINE LN, WALDORF, MD 20603-6714 |
| Document Number | 0098020429 |
| Book / Page | 009802 / 000429 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Investor | Possibly a Property Investor |
| Document Number | 98020429 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 009802/000429 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST, WILMINGTON, DE 19890-1100 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 20, 2017 |
| Property Address | 10589 JACK PINE LN, WALDORF, MD 20603-6714 |
| Document Number | 0098020366 |
| Book / Page | 009802 / 000366 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Document Number | 98020366 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 009802/000366 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST, WILMINGTON, DE 19890-1100 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 11, 2017 |
| Property Address | 10589 JACK PINE LN, WALDORF, MD 20603-6714 |
| Document Number | 0096880305 |
| Book / Page | 009688 / 000305 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1802 BRIGHTSEAT RD LANDOVER MD 207854232, LANDOVER, MD 20785-4232 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,367 (+19.67%) | $553,800 (+18.21%) Land $125,100 Building $428,700 | |
| 2025 | $21,695.00 (+175.95%) | ||
| 2023 | $7,862.00 Homeowner's exemption | $439,000 | $468,500 Land $125,100 Building $343,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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