10592 E Bay Tree Dr, Gulfport, MS 39503 Property Records

Harrison County property record for 10592 E Bay Tree Dr, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,068 sqft · built 2002
Lot Size	0.123 acres (5,375 sqft)
Owner	Individual Name on Record
Last Sale	$108,100 (Feb 2021)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0908N-05-001.126`

Property Details

APN / Parcel Number

Primary APN	`0908N-05-001.126`
Alternative APN	`115670`

Interior

Full Baths	1 Bath
Building Area	1,068 sqft Adjusted Area
1st Floor Area	1,047 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,375 sqft (0.123 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10592 E BAY TREE DR
City	GULFPORT
State	MS
Zip	39503-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 144 FOREST NORTH SUBD PH 3 SEC 11-7-11
Legal Range	11W
Legal Township	07S
Legal Section	11
Legal Subdivision	FOREST NORTH SUBD PH 3
Legal Phase	3
Legal Lot Number	144
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4004
Census Tract	3208

Owner

Source: Harrison County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10592 E BAY TREE DR, GULFPORT, MS 39503-4544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Feb 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	20212189DJ1
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10592 E BAY TREE DR, GULFPORT, MS 39503-4544
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, PILGER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210002294TJ1
Date	Feb 22, 2021
Instrument	2021-0002294-T-J1

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10592 E BAY TREE DR, GULFPORT, MS 39503-4544
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210002023TJ1
Date	Feb 16, 2021
Instrument	2021-0002023-T-J1

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Feb 16, 2021
Property Address	10592 E BAY TREE DR, GULFPORT, MS 39503-4544
Document Number	20210002189DJ1
Map Reference	PB 42 PG 1
Instrument Date	Feb 9, 2021
Instrument	2021-0002189-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17123 EXCALIBUR CIR, 17123, GULFPORT, MS 39503-3678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10592 E BAY TREE DR, GULFPORT, MS 39503-4544

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,357.00 (+4.38%)	$11,391 (+54.87%)	$75,942 (+3.25%) Land $18,000 Building $57,942
2024	$1,300.00 (+47.9%)
2023	$879.00 (-0.57%)	$7,355	$73,549 Land $18,000 Building $55,549
2022	$884.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: CoastConnect.

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