10593 Chestnut Rd, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk Town property record for 10593 Chestnut Rd, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,784 sqft · built 1910
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jul 1998)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Apr 2024 Refinance Dec 2022 Refinance + 2 more
APN	`063400 95.04-1-24`

Property Details

APN / Parcel Number

Primary APN	`063400 95.04-1-24`
Alternative APN	`34000950040001024000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,784 sqft Living Area
1st Floor Area	1,064 sqft
2nd Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10593 CHESTNUT RD
City	DUNKIRK
State	NY
Zip	14048-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	OLD APN: 063400 4-5-3
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1020
Census Tract	36000

Owner

Source: Chautauqua County and Dunkirk Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10593 CHESTNUT RD, DUNKIRK, NY 14048-9629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Dec 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Aug 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK & TRUST
Nov 13, 2018	Deed of Trust, Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 1998 · Amount on Record
Deed Sale	Jul 29, 1998 · Amount on Record
Deed Book / Page	2392 / 750
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10593 CHESTNUT RD, DUNKIRK, NY 14048-9629
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2024001780
Date	Apr 4, 2024
Instrument	MT2024001780

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10593 CHESTNUT RD, DUNKIRK, NY 14048-9629
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2022005009
Date	Dec 6, 2022
Instrument	MT2022005009

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10593 CHESTNUT RD, DUNKIRK, NY 14048-9629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2020003182
Date	Aug 21, 2020
Instrument	MT2020003182

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2030

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10593 CHESTNUT RD, DUNKIRK, NY 14048-9629
Transaction Type	Mortgage
Record Updated	Dec 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2018004374
Date	Nov 13, 2018
Instrument	MT2018004374

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	110 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Dunkirk Town
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,455.00 (+172.48%)	$58,000 (-) Land $8,000 Building $50,000	$116,000 (+2%) Land $16,000 Building $100,000
2023		$58,000 (-) Land $8,000 Building $50,000	$113,725 (+13.73%) Land $15,686 Building $98,039
2022		$58,000 Land $8,000 Building $50,000	$100,000 Land $13,793 Building $86,207
2020	$901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	25 (1979–2021)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Dec 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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