10523 Chestnut Rd, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk Town property record for 10523 Chestnut Rd, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,706 sqft · built 1872
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Sep 2023)
Tax Bill	$4,092 (2026)
APN	`063400 95.04-1-45`

Property Details

APN / Parcel Number

Primary APN	`063400 95.04-1-45`
Alternative APN	`34000950040001045000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,706 sqft Living Area
1st Floor Area	1,386 sqft
Upper Floors Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Architectural Style	Traditional
Lot Area	98,010 sqft (2.25 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	1,223 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	10523 CHESTNUT RD
City	DUNKIRK
State	NY
Zip	14048-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	OLD APN: 063400 4-5-6.2
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1031
Census Tract	36000

Owner

Source: Chautauqua County and Dunkirk Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10523 CHESTNUT RD, DUNKIRK, NY 14048-9629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Deed Document Number	20235884
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Dunkirk Town
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,092.00 (+7.4%)
2025	$3,810.00 (+174.89%)	$90,000 (-) Land $9,600 Building $80,400	$180,000 (+2%) Land $19,200 Building $160,800
2023		$90,000 (-) Land $9,600 Building $80,400	$176,471 (+13.73%) Land $18,824 Building $157,647
2022		$90,000 Land $9,600 Building $80,400	$155,172 Land $16,552 Building $138,620
2020	$1,386.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	25 (1979–2021)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Dec 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
DFT Local Service Fiber	500 / 500
T-Mobile Fixed Wireless	100 / 20