1059 Osborn Ave, Lorain, OH 44052 Property Records

Lorain County property record for 1059 Osborn Ave, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,212 sqft · built 1950
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$63,500 (Nov 2012)
Tax Bill$2,090 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jun 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-02-027-116-028

Property Details

APN / Parcel Number

Primary APN02-02-027-116-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,212 sqft Living Area
Gross Area1,696 sqft
1st Floor Area1,236 sqft
Basement Area996 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions75 ft deep x 115 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area36 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1059 OSBORN AVE
CityLORAIN
StateOH
Zip44052-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW PARK HOMES 74.92 X 115
Legal SubdivisionLAKEVIEW PARK HOMES
Legal Tract02
Legal Block116
Legal Lot Number101
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1012
Census Tract22500

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1059 OSBORN AVE, LORAIN, OH 44052-1225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Warranty Deed, Transfer · FHA Mortgage
FIFTH THIRD BANK NA
Jun 22, 2022Intrafamily Transfer, Transfer
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 13, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2012 · Amount on Record
Deed SaleNov 5, 2012 · Amount on Record
Prior SaleAug 31, 2012 · Amount on Record
Deed Document Number2012435542
Last Transfer DateJun 22, 2022
Transfer Doc0000880378
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 12, 2022
Property Address1059 OSBORN AVE, LORAIN, OH 44052-1225
Document Number0000894778
Map ReferenceVOL 14 PG 15
Instrument DateOct 3, 2022
Instrument2022-0894778
Transaction TypeTransfer
Record UpdatedOct 20, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1059 OSBORN AVE, LORAIN, OH 44052-1225

Mortgage

Document Number0000894779
DateOct 12, 2022
Instrument2022-0894779
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Mortgage

Document Number0000894780
DateOct 12, 2022
Instrument2022-0894780
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateJun 22, 2022
Property Address1059 OSBORN AVE, LORAIN, OH 44052-1225
Document Number0000880378
Map ReferenceOVL14 OG 15
Instrument DateJun 22, 2022
Instrument2022-0880378
Transaction TypeTransfer
Record UpdatedJun 30, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1059 OSBORN AVE, LORAIN, OH 44052-1225

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1059 OSBORN AVE, LORAIN, OH 44052-1225
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000853505
DateDec 10, 2021
Instrument2021-0853505
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateOct 13, 2021
Property Address1059 OSBORN AVE, LORAIN, OH 44052-1225
Document Number20210844048
Map ReferenceVOL 14 PG 15
Instrument DateOct 13, 2021
Instrument2021-0844048
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1059 OSBORN AVE, LORAIN, OH 44052-1225

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,090.00 (-7.23%)$54,660 (+0.01%) Land $12,850 Building $41,810$156,150 (-) Land $36,700 Building $119,450
2024$2,253.00 (+11.37%)$54,653 (+39.12%) Land $12,845 Building $41,808$156,150 (+39.12%) Land $36,700 Building $119,450
2023$2,023.00 (-1.65%)$39,285 (+0.01%) Land $10,644 Building $28,641$112,240 (-) Land $30,410 Building $81,830
2022$2,057.00$39,280 Land $10,640 Building $28,640
2021$112,240 Land $30,410 Building $81,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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