Lorain County property record for 1058 Osborn Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 996 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $66,000 (Aug 2013) |
| Tax Bill | $1,299 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-027-115-031 |
| Primary APN | 02-02-027-115-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 75 ft deep x 115 ft wide |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 180 sqft |
| Patio Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1058 OSBORN AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW PK 75.05 X 115.00 |
| Legal Subdivision | LAKEVIEW PK FRNT |
| Legal Tract | 2 |
| Legal Block | 115 |
| Legal Lot Number | 102 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 22500 |
The current owner of 1058 Osborn Ave bought it in August 2013.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1058 OSBORN AVE, LORAIN, OH 44052-1226 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 16, 2021 | Deed of Trust, Mortgage FREEDOM MORTGAGE CORP |
| Nov 27, 2019 | Deed of Trust, Mortgage FREEDOM MTG |
| Jul 25, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2013 · Amount on File |
| Deed Sale | Aug 19, 2013 · Amount on File |
| Deed Document Number | 2013004259 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1058 OSBORN AVE, LORAIN, OH 44052-1226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000860943 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-0860943 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1058 OSBORN AVE, LORAIN, OH 44052-1226 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210807680 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-0807680 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount on Record |
|---|---|
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1058 OSBORN AVE, LORAIN, OH 44052-1226 |
| Document Number | 0000740979 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1058 OSBORN AVE LORAIN OH 440521226, LORAIN, OH 44052-1226 |
| Document Number | 0000740979 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 740979 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1058 OSBORN AVE, LORAIN, OH 44052-1226 |
| Document Number | 0000638848 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1058 OSBORN AVE LORAIN OH 440521226, LORAIN, OH 44052-1226 |
| Document Number | 0000638848 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 638848 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2047 |
The 2025 property tax bill for 1058 Osborn Ave was $1,299.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,299.00 | $54,800 (+0.01%) Land $12,850 Building $41,950 | $156,560 (-) Land $36,700 Building $119,860 |
| 2024 | $1,299.00 (+3.67%) | $54,796 (+63.51%) Land $12,845 Building $41,951 | $156,560 (+63.51%) Land $36,700 Building $119,860 |
| 2023 | $1,253.00 (-26.73%) | $33,513 (+0.01%) Land $10,644 Building $22,869 | $95,750 Land $30,410 Building $65,340 |
| 2022 | $1,710.00 | $33,510 Land $10,640 Building $22,870 | |
| 2021 | $95,750 Land $30,410 Building $65,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1058 Osborn Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1058 Osborn Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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