1059 Gulf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1059 Gulf Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,915 sqft · built 1948
Lot Size	1.3 acres (57,064 sqft)
Owner	Company Name on Record
Tax Bill	$5,481 (2024)
Deeds & Mortgages	Apr 2024 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-176-104-004`

Property Details

APN / Parcel Number

Primary APN	`06-25-176-104-004`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	57,064 sqft (1.3 acres)
Lot Dimensions	424 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	334 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1059 GULF RD
City	ELYRIA
State	OH
Zip	44035-2971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 271.88 X 212
Legal Subdivision	SPRING VALLEY FRNT
Legal Tract	25
Legal Block	104
Legal Lot Number	312,3
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3006
Census Tract	70101

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1059 GULF RD, ELYRIA, OH 44035-2971
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Intrafamily Transfer, Transfer
Oct 26, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 7, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024
Deed Sale	Oct 7, 2024
Prior Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	2024093516
Prior Transfer Date	Apr 12, 2024
Prior Transfer Doc	2024-0009745
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Apr 12, 2024
Property Address	1059 GULF RD, ELYRIA, OH 44035-2971
Document Number	0000009745
Map Reference	VOL 13 PG 7&8
Instrument Date	Apr 4, 2024
Instrument	2024-0009745
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1059 GULF RD, ELYRIA, OH 44035-2971

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1059 GULF RD, ELYRIA, OH 44035-2971
Document Number	0000786638
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1059 GULF RD ELYRIA OH 440352971, ELYRIA, OH 44035-2971

Mortgage

Document Number	0000786638
Date	Nov 2, 2020
Instrument	786638

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 7, 2019
Property Address	1059 GULF RD, ELYRIA, OH 44035-2971
Document Number	0000737463
Instrument Date	Oct 15, 2019
Instrument	737463
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1059 GULF RD ELYRIA OH 440352971, ELYRIA, OH 44035-2971

Mortgage

Document Number	737464
Date	Nov 7, 2019
Instrument	737464

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,481.00 (+50.54%)
2023	$3,641.00 (-3.8%)	$75,909 (-3.16%) Land $20,129 Building $55,780	$216,880 (-3.17%) Land $57,510 Building $159,370
2022	$3,785.00	$78,390 Land $20,130 Building $58,260
2021			$223,970 Land $57,510 Building $166,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gulf Rd

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