Lorain County property record for 1052 Gulf Rd, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,800 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2019) |
| Tax Bill | $3,618.00 (2024) |
Source: Lorain County records · APN 06-25-166-000-007
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1052 GULF RD, ELYRIA, OH 44035-2970 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Mar 01, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 02, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Mar 11, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIHOME MTG |
| Feb 01, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage LENDUS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2019 · Amount on Record |
| Deed Sale | Feb 01, 2019 · Amount on Record |
| Deed Doc Number | 2019703119 |
| Prior Transfer Date | Dec 18, 2008 |
| Prior Transfer Doc | 20090280678 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1052 GULF RD, ELYRIA, OH 44035-2970 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1052 GULF RD, ELYRIA, OH 44035-2970 |
| Document Number | 0000005515 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 2024-0005515 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 20, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1052 GULF RD, ELYRIA, OH 44035-2970 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | OHIO REAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000810775 |
|---|---|
| Date | Apr 02, 2021 |
| Instrument | 2021-0810775 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1052 GULF RD, ELYRIA, OH 44035-2970 |
| Document Number | 0000754660 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1052 GULF RD ELYRIA OH 440352970, ELYRIA, OH 44035-2970 |
| Document Number | 0000754660 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 754660 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362-3888 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 01, 2019 |
| Property Address | 1052 GULF RD, ELYRIA, OH 44035-2970 |
| Document Number | 0000703119 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 703119 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | NEWMAN TITLE, NEWMAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1052 GULF RD ELYRIA OH 440352970, ELYRIA, OH 44035-2970 |
| Document Number | 703120 |
|---|---|
| Date | Feb 01, 2019 |
| Instrument | 703120 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2049 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,601.00 (-0.47%) Homeowner's exemption | $76,450 (+%) Land $10,610 Building $65,840 | $218,420 (-) Land $30,300 Building $188,120 |
| 2024 | $3,618.00 (+19.8%) | $76,447 (+37.9%) Land $10,605 Building $65,842 | $218,420 (+37.9%) Land $30,300 Building $188,120 |
| 2023 | $3,020.00 (+0.37%) | $55,437 (+0.01%) Land $9,674 Building $45,763 | $158,390 (-) Land $27,640 Building $130,750 |
| 2022 | $3,009.00 | $55,430 Land $9,670 Building $45,760 | |
| 2021 | $158,390 Land $27,640 Building $130,750 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-166-000-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 1,965 sqft Gross Area |
| 1st Floor | 1,235 sqft 1st Floor |
| Upper Floors | 730 sqft Upper Floors |
| Basement Area | 912 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 125 ft x 61 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 483 sqft Garage |
| Porch Area | 201 sqft Porch |
| Topography | Rolling Topography |
| Lean-To | 252 sqft Lean-To |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1052 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2970 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 29.92 X 136.00 |
| Legal Subdivision | SPRING VALLEY |
| Legal Tract | 25 |
| Legal Lot Number | 269 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 70101 |
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