1059 Ernst Way, Concord, CA 94518 Property Records

Contra Costa County property record for 1059 Ernst Way, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,904 sqft · built 1950
Lot Size	0.227 acres (9,900 sqft)
Owner	Company Name on File
Last Sale	$635,000 (Sep 2021)
Tax Bill	$8,449 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`147-072-022-6`

Property Details

APN / Parcel Number

Primary APN	`147-072-022-6`
Alternative APN	`147-072-022`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1059 ERNST WAY
City	CONCORD
State	CA
Zip	94518-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TREE HAVEN #2 LOT 292
Legal Subdivision	TREE HAVEN 02
Legal Lot Number	292
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	338101

Owner

1059 Ernst Way is owned by a company that bought it in September 2021.

Source: Contra Costa County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	97 BOSTON AVE, SAN JOSE, CA 95128-1902
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Commercial Mortgage ARCHWEST FUNDING LLC
Nov 30, 2023	Deed of Trust, Mortgage · Construction Mortgage ANCHOR LOANS INC
Sep 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC
Sep 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC
Sep 28, 2021	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	May 28, 2015 · Amount on File
Deed Document Number	2021269079
Prior Transfer Date	Aug 11, 2013
Prior Transfer Doc	0000206059
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1059 ERNST WAY, CONCORD, CA 94518-3737
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 THE ALAMEDA, SAN JOSE, CA 95126-1135

Mortgage

Document Number	0000000123
Date	Jan 2, 2026
Instrument	2026- 000123

Lender

Name	ARCHWEST FUNDING LLC
Type	Mortgage Company
Address	18400 VON KARMAN AVE STE 500, IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	18 Months
Due	Jul 1, 2027

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1059 ERNST WAY, CONCORD, CA 94518-3737
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BOSTON AVE, SAN JOSE, CA 95128-1902
Investor	Possibly a Property Investor

Mortgage

Document Number	0000127143
Date	Nov 30, 2023
Instrument	2023-127143

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1059 ERNST WAY, CONCORD, CA 94518-3737
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BOSTON AVE, SAN JOSE, CA 95128-1902

Mortgage

Document Number	0000140121
Date	Sep 15, 2022
Instrument	2022-140121

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1059 ERNST WAY, CONCORD, CA 94518-3737
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140122
Date	Sep 15, 2022
Instrument	2022-140122

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2021
Property Address	1059 ERNST WAY, CONCORD, CA 94518-3737
Document Number	0000269079
Map Reference	MB 41 PG 4
Instrument Date	Sep 24, 2021
Instrument	2021-269079
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BOSTON AVE, SAN JOSE, CA 95128-1902
Investor	Possibly a Property Investor

Mortgage

Document Number	0000269080
Date	Sep 28, 2021
Instrument	2021-269080

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1059 Ernst Way was $8,449.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$687,342 (+2%) Land $470,857 Building $216,485
2025	$8,449.00	$673,866 Land $461,625 Building $212,241
2023	$8,083.00 (+1.32%)	$647,700 Land $443,700 Building $204,000
2022	$7,978.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1059 Ernst Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1059 Ernst Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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