1054 Ernst Way, Concord, CA 94518 Property Records

Contra Costa County property record for 1054 Ernst Way, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1950
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Oct 2018)
Tax Bill	$6,738 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`147-081-003-5`

Property Details

APN / Parcel Number

Primary APN	`147-081-003-5`
Alternative APN	`147-081-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	7,560 sqft (0.174 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1054 ERNST WAY
City	CONCORD
State	CA
Zip	94518-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TREE HAVEN UNIT NO 2 261
Legal Subdivision	TREE HAVEN 02
Legal Lot Number	261
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	338101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	41 IVY DR, ORINDA, CA 94563-4227
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Oct 9, 2018	Grant Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Jun 26, 2003 · Amount on File
Deed Document Number	2018160342
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1054 ERNST WAY, CONCORD, CA 94518-3714
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 IVY DR, ORINDA, CA 94563-4227

Mortgage

Document Number	0000155859
Date	Oct 18, 2022
Instrument	2022-155859

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1054 ERNST WAY, CONCORD, CA 94518-3714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043323
Date	Mar 6, 2020
Instrument	2020-043323

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 9, 2018
Property Address	1054 ERNST WAY, CONCORD, CA 94518-3714
Document Number	0000160342
Map Reference	MB 41 PG 4
Instrument Date	Oct 5, 2018
Instrument	2018-160342
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 IVY DR, ORINDA, CA 94563-4227

Mortgage

Document Number	0000160343
Date	Oct 9, 2018
Instrument	2018-160343

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1054 ERNST WAY, CONCORD, CA 94518-3714
Document Number	0000071760
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 ERNST WAY CONCORD CA 945183714, CONCORD, CA 94518-3714

Mortgage

Document Number	0000071760
Date	May 8, 2018
Instrument	71760

Lender

Name	LOANLOCK
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,083 (+2%) Land $432,371 Building $96,712
2025	$6,738.00 (+4.71%)	$518,710 (+4.04%) Land $423,894 Building $94,816
2023	$6,435.00 (+1.43%)	$498,570 Land $407,435 Building $91,135
2022	$6,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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