1059 Cottingham Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1059 Cottingham Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1965
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$719,000 (Oct 2020)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`517-08-00-010`

Property Details

APN / Parcel Number

Primary APN	`517-08-00-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	544 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1059 COTTINGHAM DR
City	MOUNT PLEASANT
State	SC
Zip	29464-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 15 BLK A SITE NAME -COOPERS ESTATE
Legal Subdivision	COOPER ESTATES
Legal Block	A
Legal Lot Number	15
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4607

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1059 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit TD BK NA
Oct 3, 2020	Grant Deed, Transfer TD BK NA
Jan 30, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jan 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2020 · Amount on Record
Deed Sale	Oct 3, 2020 · Amount on Record
Prior Sale	Jan 30, 2020 · Amount on Record
Deed Book / Page	921 / 745
Prior Transfer Date	Dec 7, 2006
Prior Transfer Doc	B608/0704
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1059 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Document Number	0921/0751
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 COTTINGHAM DR MOUNT PLEASANT SC 294643503, MOUNT PLEASANT, SC 29464-3503

Mortgage

Document Number	0921/0751
Date	Oct 3, 2020
Book Page	000921/000751

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2050

Interest

Rate Type	Adjustable Rate

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 3, 2020
Property Address	1059 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Document Number	0921/0745
Book / Page	000921 / 000745
Instrument Date	Sep 23, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 COTTINGHAM DR MOUNT PLEASANT SC 294643503, MOUNT PLEASANT, SC 29464-3503

Mortgage

Document Number	921/0749
Date	Oct 3, 2020
Book Page	000921/000749

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 30, 2020
Property Address	1059 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Document Number	0856/0392
Book / Page	000856 / 000392
Instrument Date	Jan 22, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	73 RIVERS POINT ROW CHARLESTON SC 294123617, CHARLESTON, SC 29412-3617

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 30, 2020
Property Address	1059 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Document Number	0856/0389
Book / Page	000856 / 000389
Instrument Date	Jan 17, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1225 BLAKEWAY ST #806 DANIEL ISLAND SC 294928423, 806, DANIEL ISLAND, SC 29492-8423

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 18, 2019
Property Address	1059 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Document Number	0840/0477
Book / Page	000840 / 000477
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1225 BLAKEWAY ST #806 DANIEL ISLAND SC 294928423, 806, DANIEL ISLAND, SC 29492-8423

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,147.00 (+12.59%)	$826,850 (+2,775%) Land $318,800 Building $508,050	$1,111,700 (+54.62%) Land $318,800 Building $792,900
2024	$2,795.00 (+8%)	$28,760 (-)
2022	$2,588.00	$28,760	$719,000 (-) Land $388,782 Building $330,218
2020			$719,000 Land $388,782 Building $330,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	16 (1979–2018)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Hugo, Sep 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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