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1056 Cottingham Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1056 Cottingham Dr, Mount Pleasant, SC 29464

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,916 sqft · built 1967
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$660,000 (Aug 2021)
Tax Bill$3,902 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN517-08-00-042

Property Details

APN / Parcel Number

Primary APN517-08-00-042

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,916 sqft Living Area
1st Floor Area1,916 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions125 ft deep x 92 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area410 sqft
Patio Area154 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address1056 COTTINGHAM DR
CityMOUNT PLEASANT
StateSC
Zip29464-3552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 9 BLK G
Legal SubdivisionCOOPER ESTATES
Legal BlockG
Legal Lot Number9
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group3
Census Block3022
Census Tract4607

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1056 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Prior SaleFeb 4, 2009 · Amount on Record
Deed Book / Page1027 / 727
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateAug 30, 2021
Property Address1056 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3552
Document Number0010270727
Book / Page1027 / 727
Map ReferenceMB S PG 105
Instrument DateAug 26, 2021
Transaction TypeTransfer
Record UpdatedJan 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1056 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3552

Mortgage

Document Number0001027728
DateAug 30, 2021
Instrument1027/728
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,902.00 (+43.3%)$1,040,850 (+3,622.64%) Land $318,800 Building $722,050$1,208,500 (+72.89%) Land $318,800 Building $889,700
2024$2,723.00 (+8.06%)$27,960 (-)
2022$2,520.00$27,960$699,000 (-) Land $368,263 Building $330,737
2020$699,000 Land $368,263 Building $330,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 177 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies177 in force
Nearby Flood Claims89 (1982–2025)
Claims Outside the SFHA36 of 89
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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