1059 Cobblestone Ln, Forest, VA 24551 Property Records

Bedford County property record for 1059 Cobblestone Ln, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$276,525 (Jun 2019)
Tax Bill	$1,473 (2023)
Deeds & Mortgages	Oct 2021 Refinance Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99 20 14`

Property Details

APN / Parcel Number

Primary APN	`99 20 14`
Alternative APNs	`90509735` `518438`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	518438
Street Address	1059 COBBLESTONE LN
City	FOREST
State	VA
Zip	24551-1899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMINGTON AT FOREST SEC 16 LT 14 PB 50/128
Legal Subdivision	FARMINGTON AT FOREST
Legal Lot Number	14
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	30103

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1059 COBBLESTONE LN, FOREST, VA 24551-1899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance BETTER MORTGAGE CORPORATION
Jun 6, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DIGITAL FEDERAL CREDIT UNION
Oct 18, 2018	Warranty Deed, Transfer ADVANCE TITLE AND ABSTRACT, ADVANCE TITLE & ABSTRACT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	0190004931
Last Transfer Date	Oct 5, 2021
Transfer Doc	0210014177
Record Updated	Jun 7, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Oct 5, 2021
Property Address	1059 COBBLESTONE LN, FOREST, VA 24551-1899
Document Number	0210014177
Instrument Date	Jul 12, 2021
Instrument	210014177
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 COBBLESTONE LN, FOREST, VA 24551-1899

Mortgage

Document Number	0210014178
Date	Oct 5, 2021
Instrument	210014178

Lender

Name	BETTER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 6, 2019
Property Address	1059 COBBLESTONE LN, FOREST, VA 24551-1899
Document Number	0190004931
Instrument Date	Jun 3, 2019
Instrument	190004931
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 COBBLESTONE LN, FOREST, VA 24551-1899

Mortgage

Document Number	0190004932
Date	Jun 6, 2019
Instrument	190004932

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 18, 2018
Property Address	1059 COBBLESTONE LN, FOREST, VA 24551-1899
Document Number	0180009559
Instrument Date	Sep 17, 2018
Instrument	180009559
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ADVANCE TITLE AND ABSTRACT, ADVANCE TITLE & ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,473.00 Additional exemption filed	$179,650	$359,300 Land $50,000 Building $309,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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