1042 Cobblestone Ln, Forest, VA 24551 Property Records

Bedford County property record for 1042 Cobblestone Ln, Forest, VA 24551

Property Summary

Property TypeSingle Family Home
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Nov 2016)
Tax Bill$1,182 (2026)
Deeds & MortgagesSep 2021 Refinance
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN99 20 4

Property Details

APN / Parcel Number

Primary APN99 20 4
Alternative APNs
  • 90509725
  • 525758

Exterior

Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Street Address1042 COBBLESTONE LN
CityFOREST
StateVA
Zip24551-1880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARMINGTON AT FOREST SEC 16 LT 4 PB 50/128
Legal SubdivisionFARMINGTON AT FOREST
Legal Lot Number4
JurisdictionBEDFORD VA
Township / Civil Division4
Census Block Group1
Census Block1011
Census Tract30103

Owner

1042 Cobblestone Ln is owned by an individual who acquired it in March 2021.

Source: Bedford County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2457 DRAKE LN, FREDERICKSBURG, VA 22408-0306
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
MIMUTUAL MORTGAGE
Mar 12, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2016 · Amount on File
Deed SaleNov 29, 2016 · Amount on File
Prior SaleMar 30, 2015 · Amount on File
Deed Document Number201611325
Last Transfer DateMar 23, 2021
Transfer Doc0000013484
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBEDFORD VA
Recording DateSep 20, 2021
Property Address1042 COBBLESTONE LN, FOREST, VA 24551-1880
Document Number0210013484
Instrument DateMar 24, 2021
Instrument210013484
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2457 DRAKE LN, FREDERICKSBURG, VA 22408-0306

Mortgage

Document Number0210013485
DateSep 20, 2021
Instrument210013485
Lender
NameMIMUTUAL MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term355 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBEDFORD VA
Recording DateMar 12, 2020
Property Address1042 COBBLESTONE LN, FOREST, VA 24551-1880
Document Number0200002501
Instrument DateMar 12, 2020
Instrument200002501
Transaction TypeTransfer
Record UpdatedSep 27, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1042 COBBLESTONE LN, FOREST, VA 24551-1880

Tax Assessment & Valuation

The 2026 property tax bill for 1042 Cobblestone Ln was $1,182.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,182.00$288,500 (-) Land $50,000 Building $238,500
2025$1,182.00$288,500 Land $50,000 Building $238,500
2023$1,182.00 Additional exemption filed$144,250$288,500 Land $50,000 Building $238,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1042 Cobblestone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1042 Cobblestone Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD REGIONAL WATER AUTHORITY (BRWA)
serves 38,794 people · EPA ID VA5019052
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2024–2026)
action level 15 ppb
Copper1.52 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Glo Fiber
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cobblestone Ln

Nearby Streets

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