1059 Berkeley Dr, Kissimmee, FL 34744 Property Records

Osceola County property record for 1059 Berkeley Dr, Kissimmee, FL 34744

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,127 sqft · built 2005
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$294,000 (Jun 2019)
Tax Bill	$7,655 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125369`

Property Details

APN / Parcel Number

Primary APN	`125369`
Alternative APN	`292530504100010270`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,127 sqft Heated Area
Gross Area	3,764 sqft
1st Floor Area	1,527 sqft
Upper Floors Area	1,600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Open Porch
Porch Area	196 sqft
Deck Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	125369
Street Address	1059 BERKELEY DR
City	KISSIMMEE
State	FL
Zip	34744-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	SOMERSET PB 16 PGS 178-179 LOT 27
Legal Range	30E
Legal Township	25S
Legal Section	29
Legal Subdivision	SOMERSET
Legal Tract	5041
Legal Block	1
Legal Lot Number	27
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	42903

Owner

1059 Berkeley Dr is owned and occupied by an individual who bought it in June 2019.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1059 BERKELEY DR, KISSIMMEE, FL 34744-8557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on File
Deed Sale	Jun 12, 2019 · Amount on File
Deed Document Number	2019076250
Deed Book / Page	5540 / 1173
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1059 BERKELEY DR, KISSIMMEE, FL 34744-8557
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051820778
Date	Jul 20, 2017
Book Page	5182/0778
Instrument	2017105848

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1059 BERKELEY DR, KISSIMMEE, FL 34744-8557
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	PROMINENCE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 BERKELEY DR, KISSIMMEE, FL 34744-8557

Mortgage

Document Number	0059251628
Date	Apr 1, 2021
Book Page	5925/1628
Instrument	2021048742

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 12, 2019
Property Address	1059 BERKELEY DR, KISSIMMEE, FL 34744-8557
Document Number	0055401173
Book / Page	5540 / 1173
Map Reference	MB 16 PG 178
Instrument Date	Jun 7, 2019
Instrument	2019076250
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1059 BERKELEY DR, 1059, KISSIMMEE, FL 34744-8557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 BERKELEY DR, KISSIMMEE, FL 34744-8557

Mortgage

Document Number	0055401175
Date	Jun 12, 2019
Instrument	5540/1175

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1059 Berkeley Dr was $7,655 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,655.00 Homeowner's exemption	$451,800 Land $81,200 Building $370,600	$451,800 Land $81,200 Building $370,600
2023	$7,149.00 (+11.03%)	$447,600 (+17.26%) Land $75,000 Building $372,600	$447,600 (+17.26%) Land $75,000 Building $372,600
2022	$6,439.00	$381,700 Land $62,500 Building $319,200	$381,700 Land $62,500 Building $319,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1059 Berkeley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1059 Berkeley Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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