1049 Berkeley Dr, Kissimmee, FL 34744 Property Records

Osceola County property record for 1049 Berkeley Dr, Kissimmee, FL 34744

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,460 sqft · built 2005
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2019)
Tax Bill	$5,462 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125365`

Property Details

APN / Parcel Number

Primary APN	`125365`
Alternative APN	`292530504100010230`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,460 sqft Heated Area
Gross Area	3,931 sqft
1st Floor Area	1,580 sqft
Upper Floors Area	1,880 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	28 sqft
Porch	Open Porch
Porch Area	30 sqft
Deck Area	464 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	125365
Street Address	1049 BERKELEY DR
City	KISSIMMEE
State	FL
Zip	34744-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	SOMERSET PB 16 PGS 178-179 LOT 23
Legal Range	30E
Legal Township	25S
Legal Section	29
Legal Subdivision	SOMERSET
Legal Tract	5041
Legal Block	1
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	42903

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1049 BERKELEY DR, KISSIMMEE, FL 34744-8557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC
Aug 1, 2019	Warranty Deed, Transfer · Conventional Mortgage JENNIFER SNYDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Sep 21, 2010 · Amount on Record
Deed Document Number	2019099432
Deed Book / Page	5566 / 2015
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1049 BERKELEY DR, KISSIMMEE, FL 34744-8557
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 BERKELEY DR, KISSIMMEE, FL 34744-8557

Mortgage

Document Number	0062810721
Date	Sep 6, 2022
Book Page	6281/721
Instrument	2022135571

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2042

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1049 BERKELEY DR, KISSIMMEE, FL 34744-8557
Document Number	0057371765
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 BERKELEY DR KISSIMMEE FL 347448557, KISSIMMEE, FL 34744-8557

Mortgage

Document Number	0057371765
Date	Jun 15, 2020
Book Page	005737/001765
Instrument	76332

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 1, 2019
Property Address	1049 BERKELEY DR, KISSIMMEE, FL 34744-8557
Document Number	0055662015
Book / Page	005566 / 002015
Instrument Date	Jul 26, 2019
Instrument	99432
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ARTESIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1049 BERKELEY DR KISSIMMEE FL 347448557, KISSIMMEE, FL 34744-8557

Mortgage

Document Number	55662017
Date	Aug 1, 2019
Book Page	005566/002017
Instrument	99433

Lender

Name	JENNIFER SNYDER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	18%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,462.00 (+8.93%) Homeowner's exemption	$297,958 (+5.99%)	$430,700 (+0.72%) Land $65,000 Building $365,700
2023	$5,014.00 (+4.15%) Homeowner's exemption	$281,128 (+3%)	$427,600 (+16.99%) Land $60,000 Building $367,600
2022	$4,814.00 Homeowner's exemption	$272,940	$365,500 Land $50,000 Building $315,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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