McIntosh County property record for 105818 S 4280 Rd, Checotah, OK 74426
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,234 sqft · built 2015 |
| Lot Size | 85 acres (3,705,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (Nov 2023) |
| Tax Bill | $4,671 (2023) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 460010800 |
| Primary APN | 460010800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,234 sqft Living Area |
| 1st Floor Area | 3,234 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,705,867 sqft (85 acres) |
| Garage Type | Detached |
| Garage Area | 8,200 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 1,110 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Lean-To | 720 sqft |
| Utility Building | 5,000 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 460010800 |
|---|---|
| Street Address | 105818 S 4280 RD |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-2796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BEG SE/C NE SE N012837W 231.21' POB N012837W 509.36' S884227W 1318.54' S012711E 508.21' N884527E 1318.76' POB, N2 SE SE, S7A |
| Legal Range | 18E |
| Legal Township | 12N |
| Legal Section | 28 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 779602 |
105818 S 4280 Rd, a rural home, is owned and occupied by two individuals who bought it in November 2023.
Source: McIntosh County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105818 S 4280 RD, CHECOTAH, OK 74426-2796 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2023 · Amount on File |
| Deed Sale | Nov 9, 2023 · Amount on File |
| Prior Sale | Jun 16, 1998 · Amount on File |
| Deed Document Number | 20235132 |
| Deed Book / Page | 1184 / 327 |
| Prior Transfer Date | Jan 9, 2013 |
| Prior Transfer Doc | 0000206550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 105818 S 4280 RD, CHECOTAH, OK 74426-2796 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 25433 E 740 RD, WAGONER, OK 74467-7449 |
| Document Number | 001184/333 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 1184/333 |
| Instrument | I-2023-005133 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,227 (-0.42%) Land $1,825 Building $70,402 | $656,609 (-0.41%) Land $16,588 Building $640,021 | |
| 2025 | Homeowner's exemption | $72,528 Land $1,825 Building $70,703 | $659,345 Land $16,588 Building $642,757 |
| 2023 | $4,671.00 Homeowner's exemption | $55,919 Land $993 Building $54,926 | $530,550 Land $9,458 Building $521,092 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 105818 S 4280 Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 105818 S 4280 Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 82% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCINTOSH CO. RWD #5 serves 1,900 people · EPA ID OK3004939 |
|---|---|
| Water Source | Purchased surface water from CHECOTAH PWA |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ecoLink Fiber | 1,000 / 1,000 |
| Cross Wireless DSL | 100 / 20 |
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