105751 S 4280 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 105751 S 4280 Rd, Checotah, OK 74426

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,456 sqft · built 1982
Lot Size	23.4 acres (1,022,789 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Apr 1992)
Tax Bill	$574 (2025)
Deeds & Mortgages	Oct 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460010779`

Property Details

APN / Parcel Number

Primary APN	`460010779`
Alternative APN	`0000-27-12N-18E-3-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,022,789 sqft (23.4 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	599 sqft
Deck Area	1,440 sqft
Patio Area	256 sqft
Pole Barn	1,440 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	460010779
Street Address	105751 S 4280 RD
City	CHECOTAH
State	OK
Zip	74426-2675
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E2 NW SW, N2 SW SW LESS 25A, W186.58' OF NE SW, W186.58' OF NW SE SW SEC 27-12-18 355/360 411/407 573/176 968/679* 977/363
Legal Range	18E
Legal Township	12N
Legal Section	27
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1011
Census Tract	779602

Owner

105751 S 4280 Rd, a rural home, is owned and occupied by an individual who bought it in April 1992.

Source: McIntosh County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	105751 S 4280 RD, CHECOTAH, OK 74426-2675
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 1992 · Amount on File
Deed Sale	Apr 20, 1992 · Amount on File
Deed Book / Page	411 / 407
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	105751 S 4280 RD, CHECOTAH, OK 74426-2675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1045/712
Date	Oct 31, 2018
Book Page	1045/712
Instrument	2018-006434

Lender

Name	LIVE WELL FINANCIAL INC
Type	Mortgage Company
Address	RICHMOND, VA 23225

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Nov 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 105751 S 4280 Rd was $574 with a homeowner's exemption, down 0.2% from the year before.

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,504 (-) Land $417 Building $8,087	$77,309 (-33.7%) Land $3,794 Building $73,515
2025	$574.00 (-0.17%) Homeowner's exemption	$8,504 (-) Land $420 Building $8,084	$116,600 (+2.41%) Land $5,757 Building $110,843
2024	$575.00 (-18.09%) Homeowner's exemption	$8,504 (+3%) Land $393 Building $8,111	$113,851 (+10.78%) Land $5,257 Building $108,594
2023	$702.00	$8,256 Land $333 Building $7,923	$102,770 Land $5,257 Building $97,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105751 S 4280 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105751 S 4280 Rd is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 74% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWD #5 serves 1,900 people · EPA ID OK3004939
Water Source	Purchased surface water from CHECOTAH PWA
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ecoLink Fiber	1,000 / 1,000
Cross Wireless DSL	100 / 20