10581 S 3rd St Rd, Waco, TX 76706 Property Records

McLennan County property record for 10581 S 3rd St Rd, Waco, TX 76706

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,731 sqft · built 1992
Lot Size32.7 acres (1,427,069 sqft)
OwnerIndividual Name on Record
Tax Bill$4,134 (2025)
Flood ZoneZone X (minimal risk)
APN44-001600-000101-6

Property Details

APN / Parcel Number

Primary APN44-001600-000101-6
Alternative APNs
  • 4400160000010160111
  • 155536

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,731 sqft Living Area
1st Floor Area2,731 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1996
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area1,427,069 sqft

Exterior Amenities

PorchOpen Porch
Porch Area803 sqft
Shed1 Shed
Shed Area11,250 sqft
Storage Building280 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10581 S 3RD ST RD
CityWACO
StateTX
Zip76706-7587
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR
Legal DescriptionGALINDO I ACRES 32.761
Legal SubdivisionGALINDO I
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1035
Census Tract3701

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10581 S 3RD ST RD, WACO, TX 76706-7587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 8, 2007
Transfer Doc0000041176
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictRobinson Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$363,442 (-50.63%) Land $23,015 Building $340,427$665,961 (-15.17%) Land $325,534 Building $340,427
2025$4,134.00 (+19.34%) Homeowner's exemption Senior Citizen's exemption$736,206 (+88.97%)$785,010 (+25.6%) Land $278,800 Building $506,210
2024$3,464.00 (-0.63%)
2023$389,580 Land $18,040 Building $371,540$625,000 Land $253,460 Building $371,540
2022$3,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims10 (1989–2015)
Claims Outside the SFHA6 of 10
Most Recent ClaimNov 2015 · other causes
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST BRAZOS WSC
serves 3,183 people · EPA ID TX0730021
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink, Verizon.

Nearby Properties on S 3rd St Rd

Nearby Streets

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