10287 S 3rd St Rd, Waco, TX 76706 Property Records

McLennan County property record for 10287 S 3rd St Rd, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 1950
Lot Size	3.26 acres (142,093 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,541 (2018)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`440016000613010`

Property Details

APN / Parcel Number

Primary APN	`440016000613010`
Alternative APNs	`4400160006130100111` `156597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
1st Floor Area	1,543 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	142,093 sqft (3.26 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	190 sqft
Patio Area	170 sqft
Fence	Fence
Canopy	972 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	156597
Old Parcel Number	4400160006130100111
Street Address	10287 S 3RD ST RD
City	WACO
State	TX
Zip	76706-7584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GALINDO I TRACT 22 ACRES 3.262
Legal Subdivision	GALINDO I
Legal Tract	22
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1037
Census Tract	3701

Owner

Source: McLennan County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10287 S 3RD ST RD, WACO, TX 76706-7584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 12, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2001
Deed Sale	Sep 10, 2001
Deed Document Number	2001030154
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10287 S 3RD ST RD, WACO, TX 76706-7584
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015268
Date	Apr 22, 2021
Instrument	2021015268

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	May 1, 2029

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10287 S 3RD ST RD, WACO, TX 76706-7584
Document Number	0000038624
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	TC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10287 S 3RD ST RD WACO TX 767067584, WACO, TX 76706-7584

Mortgage

Document Number	0000038624
Date	Nov 20, 2019
Instrument	38624

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Robinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,705 (-4.8%) Land $64,470 Building $252,830	$317,300 (+12.84%) Land $64,470 Building $252,830
2023		$281,190 Land $64,470 Building $216,720	$281,190 Land $64,470 Building $216,720
2018	$1,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1989–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRAZOS WSC serves 3,183 people · EPA ID TX0730021
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Helmsco Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AMG Technology Investment Group, AT&T, Verizon.

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