1058 Stratford Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1058 Stratford Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,411 sqft · built 1996
Lot Size	0.216 acres (9,400 sqft)
Owner	Company Name on File
Last Sale	$1,350,000 (Oct 2007)
Tax Bill	$5,585 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`258-343-34-00`

Property Details

APN / Parcel Number

Primary APN	`258-343-34-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,411 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,400 sqft (0.216 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1058 STRATFORD DR
City	ENCINITAS
State	CA
Zip	92024-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK D LOT 8 S 1/2 TR 002141
Legal Subdivision	ENCINITAS HIGHLANDS
Legal Tract	002141
Legal Block	D
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3019
Census Tract	17501

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1058 STRATFORD DR, ENCINITAS, CA 92024-5117
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 15, 2017	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU
May 15, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2007 · Amount on Record
Deed Sale	Oct 26, 2007 · Amount on Record
Prior Sale	Jun 15, 2004 · Amount on Record
Deed Document Number	2007685789
Last Transfer Date	Jun 29, 2016
Transfer Doc	0000592845
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1058 STRATFORD DR, ENCINITAS, CA 92024-5117
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216855
Date	May 15, 2017
Instrument	2017-0216855

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	5-Year CMT
Max Rate	8.12%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1058 STRATFORD DR, ENCINITAS, CA 92024-5117
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216856
Date	May 15, 2017
Instrument	2017-0216856

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$433,649 (+2%) Land $137,548 Building $296,101
2025	$5,585.00 (+9.68%) Homeowner's exemption	$425,147 (+4.04%) Land $134,851 Building $290,296
2023	$5,092.00 (-1.53%) Homeowner's exemption	$408,639 Land $129,615 Building $279,024
2022	$5,171.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet.

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