1030 Stratford Dr, #34, Encinitas, CA 92024 Property Records

San Diego County property record for 1030 Stratford Dr, #34, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,418 sqft · built 1965
Lot Size	0.333 acres (14,500 sqft)
Owner	2 Individual Names on File
Last Sale	$2,802,000 (May 2022)
Tax Bill	$38,026 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-343-41-00`

Property Details

APN / Parcel Number

Primary APN	`258-343-41-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,418 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	14,500 sqft (0.333 acres)

Location & Zoning

Street Address	1030 STRATFORD DR, 34
City	ENCINITAS
State	CA
Zip	92024-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK D LOT 9 (EX S 10 FT&N 22 FT) TR 002141
Legal Subdivision	ENCINITAS HIGHLANDS
Legal Tract	002141
Legal Block	D
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3019
Census Tract	17501

Owner

1030 Stratford Dr, #34 is owned by two individuals who bought it in May 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1030 STRATFORD DR, ENCINITAS, CA 92024-5117
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Feb 15, 2019	Deed of Trust, Mortgage FREMONT BANK
Oct 1, 2019	Deed of Trust, Mortgage · ARM LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Jul 12, 2010 · Amount on File
Deed Document Number	2022227074
Prior Transfer Date	Dec 27, 2010
Prior Transfer Doc	0000005129
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2022
Property Address	1030 STRATFORD DR, ENCINITAS, CA 92024-5117
Document Number	0000227074
Map Reference	MAP 2141
Instrument Date	May 11, 2022
Instrument	2022-0227074
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1030 STRATFORD DR, ENCINITAS, CA 92024-5117

Mortgage

Document Number	0000227075
Date	May 27, 2022
Instrument	2022-0227075

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1030 STRATFORD DR, ENCINITAS, CA 92024-5117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SORREL LN 310, 310, SAN CARLOS, CA 94070-1531

Mortgage

Document Number	0000055020
Date	Feb 15, 2019
Instrument	2019-0055020

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1030 STRATFORD DR, ENCINITAS, CA 92024-5117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000434819
Date	Oct 1, 2019
Instrument	2019-0434819

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1030 Stratford Dr, #34 was $38,026.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,502,173 (+2%) Land $2,868,445 Building $633,728
2025	$38,026.00	$3,433,503 Land $2,812,201 Building $621,302
2023	$27,763.00 (+121.87%)	$2,542,000 Land $2,404,000 Building $138,000
2022	$12,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1030 Stratford Dr, #34 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1030 Stratford Dr, #34 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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