1058 Ridgeside Dr, Brandon, MS 39042 Property Records

Rankin County property record for 1058 Ridgeside Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,100 sqft · built 2006
Lot Size	5.86 acres (255,262 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Apr 2026)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J10 000027 00140`

Property Details

APN / Parcel Number

Primary APN	`J10 000027 00140`
Alternative APN	`64921`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,100 sqft Adjusted Area
1st Floor Area	1,403 sqft
2nd Floor Area	913 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	255,262 sqft (5.86 acres)

Exterior Amenities

Deck Area	52 sqft
Patio Area	384 sqft
Gazebo	380 sqft
Utility Building	750 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	64921
Street Address	1058 RIDGESIDE DR
City	BRANDON
State	MS
Zip	39042-9580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.860 AC IN NE4 AKA LOT 14 NORTH BRANDON RIDGE PHASE IV
Legal Range	03E
Legal Township	06N
Legal Section	35
Legal Subdivision	BARNETT BEND II, PHASE II
Legal Phase	IV
Legal Lot Number	14
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	20103

Owner

Source: Rankin County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1058 RIDGESIDE DR, BRANDON, MS 39042-9580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Construction Mortgage BANKPLUS
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Apr 5, 2021
Deed Document Number	2026
Deed Book / Page	2026 / 9438
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	2021013483
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Recording Date	Aug 18, 2026
Property Address	1058 RIDGESIDE DR, BRANDON, MS 39042-9580
Document Number	3026075395
Book / Page	3026 / 75395
Instrument Date	Aug 11, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	111 ELZY RD, FLORENCE, MS 39073-9612
Investor	Possibly a Property Investor

Mortgage

Document Number	3026075395,
Date	Aug 18, 2026
Book Page	3026/75395

Lender

Name	BANKPLUS

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 11, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 30, 2026
Property Address	1058 RIDGESIDE DR, BRANDON, MS 39042-9580
Document Number	2026009438
Book / Page	2026 / 9438
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1058 RIDGESIDE DR, BRANDON, MS 39042-9580

Mortgage

Date	Apr 30, 2026

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 30, 2026
Property Address	1058 RIDGESIDE DR, BRANDON, MS 39042-9580
Document Number	0000009438
Book / Page	2026 / 9438
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 RIDGESIDE DR, BRANDON, MS 39042-9580

Mortgage

Date	Apr 30, 2026

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,054.00 Homeowner's exemption	$32,714 (+4.44%)
2024	$3,054.00 (+104.97%)		$317,990 (+4.58%) Land $40,000 Building $277,990
2023		$31,322
2021			$304,070 Land $41,800 Building $262,270
2019	$1,490.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERGREEN WATER ASSOCIATION public/private · serves 3,462 people · EPA ID MS0610007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: NETSPEEDMS, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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