1040 Ridgeside Dr, Brandon, MS 39042 Property Records

Rankin County property record for 1040 Ridgeside Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,796 sqft · built 2020
Lot Size	6.09 acres (265,280 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,494 (2025)
Deeds & Mortgages	Sep 2021 Refinance Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J10 000054 00350`

Property Details

APN / Parcel Number

Primary APN	`J10 000054 00350`
Alternative APN	`58077`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,796 sqft Adjusted Area
1st Floor Area	2,682 sqft
2nd Floor Area	272 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	265,280 sqft (6.09 acres)
Garage Area	1,600 sqft
Patio Area	406 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	58077
Street Address	1040 RIDGESIDE DR
City	BRANDON
State	MS
Zip	39042-9580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 951.23'X179.32'X108.22'X1064.3' X260.36' IN NE NE (AKA TRACT 35 NORTH BRANDON RIDGE)
Legal Range	03E
Legal Township	06N
Legal Section	35
Legal Subdivision	S35 T6N R3E
Legal Tract	35
Legal Lot Number	951
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	20103

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 RIDGESIDE DR, BRANDON, MS 39042-9580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS & PLANTERS BANK
Oct 11, 2023	Deed of Trust, Mortgage CADENCE BANK
Nov 20, 2019	Grant Deed, Transfer NOT AVAILABLE
Oct 9, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019
Deed Sale	Nov 20, 2019
Prior Sale	Mar 13, 2017
Deed Book / Page	2019 / 25568
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	1040 RIDGESIDE DR, BRANDON, MS 39042-9580
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012623
Date	Sep 22, 2021
Book Page	3021/12623

Lender

Name	MERCHANTS & PLANTERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	Oct 1, 2027

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	1040 RIDGESIDE DR, BRANDON, MS 39042-9580
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080907
Date	Oct 11, 2023
Book Page	3023/80907

Lender

Name	CADENCE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 26, 2048

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Nov 20, 2019
Property Address	355 TRADEWIND CV, BRANDON, MS 39042
Document Number	0000025568
Instrument	25568
Transaction Type	Transfer
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Oct 9, 2018
Property Address	355 TRADEWIND CV, BRANDON, MS 39042
Document Number	0000021655
Instrument	21655
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,494.00 (+0.02%) Homeowner's exemption	$56,502 (+43.22%)
2024	$5,493.00 (+904.2%)		$504,990 (+31.29%) Land $41,480 Building $463,510
2023		$39,452
2021			$384,630 Land $43,280 Building $341,350
2019	$547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERGREEN WATER ASSOCIATION public/private · serves 3,462 people · EPA ID MS0610007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: NETSPEEDMS, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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