10578 99th St, Largo, FL 33773 Property Records

Pinellas County property record for 10578 99th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,893 sqft · built 1986
Lot Size	0.267 acres (11,617 sqft)
Owner	Individual Name on File
Last Sale	$428,000 (Jul 2020)
Tax Bill	$7,985 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-750-3645-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3645-9`
Alternative APNs	`14-30-15-48200-000-0030` `301514482000000030` `153014482000000030` `R152051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	1,893 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,617 sqft (0.267 acres)
Lot Dimensions	124 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	321 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R152051
Street Address	10578 99TH ST
City	LARGO
State	FL
Zip	33773-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE PARK UNIT V LOT 3
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	LAKE PARK UNIT V
Legal Tract	48200
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3001
Census Tract	25011

Owner

10578 99th St is owned and occupied by an individual who bought it in July 2020.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10578 99TH ST, LARGO, FL 33773-4546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Apr 25, 2011 · Amount on File
Deed Document Number	2020208475
Deed Book / Page	21077 / 688
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 14, 2020
Property Address	10578 99TH ST, LARGO, FL 33773-4546
Document Number	0210770688
Book / Page	21077 / 688
Map Reference	MB 92 PG 36
Instrument Date	Jul 13, 2020
Instrument	2020208475
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10221 THURSTON GROVES BLVD, 10221, SEMINOLE, FL 33778-3824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10578 99TH ST, LARGO, FL 33773-4546

Mortgage

Document Number	0021077690
Date	Jul 14, 2020
Instrument	21077/690

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10578 99th St was $7,985 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,985.00 Homeowner's exemption	$468,997	$554,549 Land $183,194 Building $371,355
2023	$7,280.00 (+2.39%) Homeowner's exemption	$442,504 (+3%)	$572,619 (+33.29%) Land $273,091 Building $299,528
2022	$7,110.00 Homeowner's exemption	$429,616	$429,616 Land $194,257 Building $235,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10578 99th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10578 99th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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