10512 99th St, Largo, FL 33773 Property Records

Pinellas County property record for 10512 99th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,160 sqft · built 1986
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Feb 2023)
Tax Bill	$4,125 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-750-3652-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3652-5`
Alternative APNs	`14-30-15-48200-000-0100` `301514482000000100` `153014482000000100` `R152058`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	3,023 sqft
1st Floor Area	2,160 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	379 sqft
Deck Area	275 sqft
Patio Area	275 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R152058
Street Address	10512 99TH ST
City	LARGO
State	FL
Zip	33773-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE PARK UNIT V LOT 10
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	LAKE PARK UNIT V
Legal Tract	48200
Legal Lot Number	10
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3001
Census Tract	25011

Owner

10512 99th St is owned and occupied by two individuals who bought it in February 2023.

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10512 99TH ST, LARGO, FL 33773-4546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Feb 1, 2023	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Jul 2, 1996 · Amount on File
Deed Document Number	202326619
Deed Book / Page	22332 / 2163
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10512 99TH ST, LARGO, FL 33773-4546
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10512 99TH ST, LARGO, FL 33773-4546

Mortgage

Document Number	0224082566
Date	Apr 14, 2023
Book Page	22408/2566
Instrument	2023098058

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	11%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 1, 2023
Property Address	10512 99TH ST, LARGO, FL 33773-4546
Document Number	0223322163
Book / Page	22332 / 2163
Map Reference	MB 92 PG 36&37
Instrument Date	Jan 23, 2023
Instrument	2023026619
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9150 PARK BLVD APT 4, 4, SEMINOLE, FL 33777-4134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10512 99TH ST, LARGO, FL 33773-4546

Mortgage

Document Number	0223322165
Date	Feb 1, 2023
Instrument	22332/2165

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jan 27, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 10512 99th St was $4,125 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,125.00 Homeowner's exemption	$255,756	$499,176 Land $165,496 Building $333,680
2023	$9,154.00 (+193.02%)	$507,806 (+148.05%)	$507,806 (+43.78%) Land $244,184 Building $263,622
2022	$3,124.00 Homeowner's exemption	$204,722	$353,179 Land $171,955 Building $181,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10512 99th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10512 99th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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