10577 Temple Rd, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk Town property record for 10577 Temple Rd, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,572 sqft · built 1900
Lot Size	0.483 acres (21,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jun 2017)
Tax Bill	$3,471 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2017 Mortgage + 3 more
APN	`063400 95.04-1-39`

Property Details

APN / Parcel Number

Primary APN	`063400 95.04-1-39`
Alternative APN	`34000950040001039000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,572 sqft Living Area
1st Floor Area	1,480 sqft
2nd Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	21,060 sqft (0.483 acres)
Lot Dimensions	117 ft deep x 180 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	552 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10577 TEMPLE RD
City	DUNKIRK
State	NY
Zip	14048-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	OLD APN: 063400 4-6-2.1
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1023
Census Tract	36000

Owner

Source: Chautauqua County and Dunkirk Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10577 TEMPLE RD, DUNKIRK, NY 14048-9649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit LAKE SHORE SAVINGS BANK
Jun 13, 2017	Deed of Trust, Mortgage LAKE SHORE SAVINGS BANK
Jun 13, 2017	Deed of Trust, Mortgage LAKE SHORE SAVINGS BANK
Jun 13, 2017	Deed of Trust, Mortgage LAKE SHORE SAVINGS BANK
Jun 13, 2017	Deed, Transfer NOT AVAILABLE, JOHN P. II GULLO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Deed Book / Page	2017 / 3598
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10577 TEMPLE RD, DUNKIRK, NY 14048-9649
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2023002977
Date	Jul 25, 2023
Instrument	MT2023002977

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10577 TEMPLE RD, DUNKIRK, NY 14048-9649
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017002778
Date	Jun 13, 2017
Instrument	MT2017002778

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10577 TEMPLE RD, DUNKIRK, NY 14048-9649
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017002776
Date	Jun 13, 2017
Instrument	MT2017002776

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	10577 TEMPLE RD, DUNKIRK, NY 14048-9649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017002774
Date	Jun 13, 2017
Instrument	MT2017002774

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jun 13, 2017
Property Address	10577 TEMPLE RD, DUNKIRK, NY 14048-9649
Document Number	0000002017/0000003598
Book / Page	0000002017 / 0000003598
Instrument Date	Jun 12, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, JOHN P. II GULLO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10577 TEMPLE RD, DUNKIRK, NY 14048-9649

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Dunkirk Town
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,471.00 (+172.45%)	$82,000 (-) Land $8,900 Building $73,100	$164,000 (+2%) Land $17,800 Building $146,200
2023		$82,000 (-) Land $8,900 Building $73,100	$160,784 (+13.73%) Land $17,451 Building $143,333
2022		$82,000 Land $8,900 Building $73,100	$141,379 Land $15,345 Building $126,034
2020	$1,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	25 (1979–2021)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Dec 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

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