10570 Cogar Rd, Chestertown, MD 21620 Property Records

Kent County property record for 10570 Cogar Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,862 sqft · built 2010
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (May 2024)
Tax Bill	$3,656 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-030016`

Property Details

APN / Parcel Number

Primary APN	`03-030016`
Alternative APN	`030016`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,862 sqft Total Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,507 sqft (0.356 acres)
Garage Type	Built-in
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	56 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	030016
Street Address	10570 COGAR RD
City	CHESTERTOWN
State	MD
Zip	21620-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 196 & 197 10570 COGAR RD MB1 CHESAPEAKE LANDING
Legal Subdivision	MILLBROOK SECTION CHESAPEAKE LANDING
Legal Lot Number	196,197
Jurisdiction	KENT MD
Township / Civil Division	3, WORTON (BETTERTON)
Census Block Group	3
Census Block	3038
Census Tract	950200

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10570 COGAR RD, CHESTERTOWN, MD 21620-3614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 17, 2021	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Book / Page	1367 / 219
Prior Transfer Date	Oct 27, 2011
Prior Transfer Doc	0006980270
Record Updated	Oct 29, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	May 6, 2024
Property Address	10570 COGAR RD, CHESTERTOWN, MD 21620-3614
Document Number	0013670219
Book / Page	1367 / 219
Map Reference	MB WHG 1 FO 58
Instrument Date	Apr 26, 2024
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10570 COGAR RD, CHESTERTOWN, MD 21620-3614

Mortgage

Document Number	0013670227
Date	May 6, 2024
Instrument	1367-0227

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	10570 COGAR RD, CHESTERTOWN, MD 21620-3614
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012430153
Date	Apr 11, 2022
Book Page	1243/153

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Nov 17, 2021
Property Address	10570 COGAR RD, CHESTERTOWN, MD 21620-3614
Document Number	0012080249
Book / Page	1208 / 249
Map Reference	WHG 1 FO 58
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	BAY COUNTY SETTLEMENTS INC, BUY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Redemption Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10570 COGAR RD, CHESTERTOWN, MD 21620-3614

Mortgage

Document Number	0001208256
Date	Nov 17, 2021
Instrument	1208/256

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,656.00 (+2.21%)	$322,433 (+2.2%)	$336,300 (+6.59%) Land $60,100 Building $276,200
2025	$3,577.00 (+49.85%)	$315,500 (+27.85%) Land $60,100 Building $255,400	$315,500 (-) Land $60,100 Building $255,400
2023	$2,387.00	$246,767	$315,500 Land $60,100 Building $255,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50

Cell Coverage

No cell data coverage reported

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