10484 Cogar Rd, Chestertown, MD 21620 Property Records

Kent County property record for 10484 Cogar Rd, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1997
Lot Size0.37 acres (16,100 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jul 2022)
Tax Bill$1,833 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-015025

Property Details

APN / Parcel Number

Primary APN03-015025
Alternative APNs
  • 3015025
  • 015025

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Total Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,100 sqft (0.37 acres)
PorchOpen Porch
Porch Area19 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number015025
Street Address10484 COGAR RD
CityCHESTERTOWN
StateMD
Zip21620-3666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 159 & 160 MB 1 10484 COGAR ROAD CHESAPEAKE LANDING
Legal SubdivisionCHESAPEAKE LANDING
Legal Lot Number159,160
JurisdictionKENT MD
Township / Civil Division3, WORTON (BETTERTON)
Census Block Group3
Census Block3046
Census Tract950200

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28807 BELCHESTER RD, KENNEDYVILLE, MD 21645-3319
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK
Jul 3, 2017Deed of Trust, Mortgage · Commercial Mortgage
CNB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Prior SaleApr 14, 2016 · Amount on Record
Deed Book / Page1264 / 266
Record UpdatedOct 29, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT MD
Recording DateJul 27, 2022
Property Address10484 COGAR RD, CHESTERTOWN, MD 21620-3666
Document Number0012640266
Book / Page1264 / 266
Map ReferenceMB WHG 1 FO 58
Instrument DateJun 29, 2022
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanyENDEAVOR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address28807 BELCHESTER RD, KENNEDYVILLE, MD 21645-3319

Mortgage

Document Number0001264269
DateJul 27, 2022
Instrument1264-269
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MD
Property Address10484 COGAR RD, CHESTERTOWN, MD 21620-3666
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009100102
DateJul 3, 2017
Book Page0910/102
Instrument0910-102
Lender
NameCNB
TypeBank
AddressCHESTERTOWN, MD 21620
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,833.00 (+4.8%)$156,433 (+17.91%)$171,300 (+14.97%) Land $60,200 Building $111,100
2025$1,749.00 (+19.88%)
2023$1,459.00$132,667$149,000 Land $60,200 Building $88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2003–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
1,000 / 1,000
Breezeline
Cable
1,000 / 50

May also be available: Talkie Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cogar Rd

Nearby Streets

Search Property Records by Address or Parcel Number