Polk County property record for 1057 Sandpiper Loop, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,534 sqft · built 2023 |
| Lot Size | 0.255 acres (11,095 sqft) |
| Owner | Company Name on Record |
| Last Sale | $428,000 (Jul 2023) |
| Tax Bill | $4,908 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-14-533503-000140 |
| Primary APN | 26-28-14-533503-000140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,534 sqft Living Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 2,534 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,095 sqft (0.255 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Pool Type | Enclosed Pool |
| Porch | Screened/Unfinished Porch |
| Porch Area | 81 sqft |
| Street Address | 1057 SANDPIPER LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | *DEED APPEARS IN ERROR* CHESTNUT CREEK PB 189 PGS 24-27 LOT 14 |
| Legal Subdivision | CHESTNUT CREEK |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 12802 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1057 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 30, 2025 | Intrafamily Transfer, Transfer |
| Jul 12, 2023 | Special Warranty Deed, Transfer · VA Mortgage HOME SOLUTION LENDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Deed Document Number | 2023161885 |
| Deed Book / Page | 12760 / 303 |
| Last Transfer Date | Sep 28, 2025 |
| Transfer Doc | 0000229925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 30, 2025 |
| Property Address | 1057 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0000229925 |
| Book / Page | 13718 / 2123 |
| Map Reference | MB 189 PG 24-27 |
| Instrument Date | Sep 28, 2025 |
| Instrument | 2025229925 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1057 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 12, 2023 |
| Property Address | 1057 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0000161885 |
| Book / Page | 12760 / 303 |
| Map Reference | MB 189 PG 24-27 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023161885 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,996.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 1057 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0012760305 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 12760/305 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,342 (+6.75%) Land $52,000 Building $343,342 | $395,342 (+6.75%) Land $52,000 Building $343,342 | |
| 2025 | $4,908.00 (-8.24%) | $370,339 (+4.03%) Land $52,000 Building $318,339 | $370,339 (+4.03%) Land $52,000 Building $318,339 |
| 2024 | $5,349.00 (+507.84%) | $355,995 (+611.99%) Land $52,000 Building $303,995 | $355,995 (+611.99%) Land $52,000 Building $303,995 |
| 2023 | $880.00 (+502.74%) | $50,000 (+365.85%) Land $50,000 | $50,000 (+365.85%) Land $50,000 |
| 2022 | $146.00 | $10,733 Land $10,733 | $10,733 Land $10,733 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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