Polk County property record for 1053 Sandpiper Loop, Winter Haven, FL 33881 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,410 sqft · built 2023 |
| Lot Size | 0.258 acres (11,247 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $416,700 (May 2023) |
| Tax Bill | $2,723 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Oct 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-14-533503-000130 |
| Primary APN | 26-28-14-533503-000130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,410 sqft Living Area |
| Gross Area | 3,089 sqft |
| 1st Floor Area | 2,410 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,247 sqft (0.258 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 679 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 300 sqft |
| Street Address | 1053 SANDPIPER LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT CREEK PB 189 PGS 24-27 LOT 13 |
| Legal Subdivision | CHESTNUT CREEK |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 12802 |
Source: Polk County records · APN 26-28-14-533503-000130
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1053 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Oct 06, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 25, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage HOME SOLUTION LENDERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Deed Document Number | 2023123049 |
| Deed Book / Page | 12705 / 919 |
| Last Transfer Date | Sep 29, 2023 |
| Transfer Doc | 0000235498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1053 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1053 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0000245587 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 12876/2093 |
| Instrument | 2023245587 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 06, 2023 |
| Property Address | 1053 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0000235498 |
| Book / Page | 12862 / 1275 |
| Map Reference | MB 189 PG 24-27 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023235498 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1053 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Name | Verified Name |
|---|---|
| Address | 1053 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 25, 2023 |
| Property Address | 1053 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0000123049 |
| Book / Page | 12705 / 919 |
| Map Reference | MB 189 PG 24-27 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023123049 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2024 |
| Title Company | INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,916.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 1053 SANOPIPERLOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0000123050 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 12705/921 |
| Instrument | 2023123050 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | BARTOW, FL 33830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,723.00 (-16.55%) | $245,956 (+391.91%) | $379,933 (+659.87%) Land $52,000 Building $327,933 |
| 2024 | $3,263.00 (+270.8%) | ||
| 2023 | $880.00 (+502.74%) | $50,000 (+365.85%) Land $50,000 | $50,000 (+365.85%) Land $50,000 |
| 2022 | $146.00 | $10,733 Land $10,733 | $10,733 Land $10,733 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050128022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2023, rainfall accumulation, Hurricane Idalia |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 67% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 307 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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