10560 Bigham Rd, Troy, TX 76579 Property Records

Bell County property record for 10560 Bigham Rd, Troy, TX 76579

Property Summary

Property Type	Misc Structure / Fixture
Details	2,466 sqft · built 2018
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,145 (2023)
Deeds & Mortgages	Jan 2018 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0478020303`

Property Details

APN / Parcel Number

Primary APN	`0478020303`
Alternative APNs	`832080` `71043`

Interior

Stories	1 Story
Building Area	2,466 sqft Gross Area
Gross Area	3,266 sqft
1st Floor Area	2,706 sqft
2nd Floor Area	360 sqft
Utility Area	1,200 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Lot Area	435,600 sqft (10 acres)
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	725 sqft
Deck Area	96 sqft
Canopy	400 sqft
Storage Building	1,200 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	832080
Street Address	10560 BIGHAM RD
City	TROY
State	TX
Zip	76579-3340
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0074BC E BERRY, 3-3-1 & A-0571 F H MILLER, 3-3-1, 3-3-1-1, ACRES 10.0 3-3-1 & A-0571 F H MILLER, 3-3-1, 3-3-1-1,
Legal Subdivision	E BERRY
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2034
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 302, TROY, TX 76579-0302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2018	Deed of Trust, Mortgage LONE STAR FLCA
Aug 31, 2017	Warranty Deed, Transfer LONE STAR FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017
Deed Sale	Aug 30, 2017
Deed Document Number	201700036604
Last Transfer Date	Aug 31, 2017
Transfer Doc	0000036604
Record Updated	Jun 7, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10560 BIGHAM RD, TROY, TX 76579-3340
Document Number	0000003097
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7718 AUTUMN WOOD TEMPLE TX 765025180, TEMPLE, TX 76502-5180

Mortgage

Document Number	0000003097
Date	Jan 25, 2018
Instrument	3097

Lender

Name	LONE STAR FLCA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 24, 2038

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 31, 2017
Property Address	10560 BIGHAM RD, TROY, TX 76579-3340
Document Number	0000036604
Instrument Date	Aug 30, 2017
Instrument	36604
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7718 AUTUMN WOOD TEMPLE TX 765025180, TEMPLE, TX 76502-5180

Mortgage

Document Number	36605
Date	Aug 31, 2017
Instrument	36605

Lender

Name	LONE STAR FLCA
Type	Funding / Finance Company
Address	FORT WORTH, TX 76102

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 30, 2037

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,145.00 (-14.56%) Homeowner's exemption	$1,039,833 Land $195,000 Building $844,833	$1,039,833 Land $195,000 Building $844,833
2022	$7,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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