10485 Bigham Rd, Troy, TX 76579 Property Records

Bell County property record for 10485 Bigham Rd, Troy, TX 76579

Property Summary

Property Type	Misc Structure / Fixture
Details	3,203 sqft · built 2009
Lot Size	5.85 acres (255,131 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,683 (2023)
Deeds & Mortgages	Mar 2024 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0402243003`

Property Details

APN / Parcel Number

Primary APN	`0402243003`
Alternative APNs	`352870` `607074`

Interior

Stories	2 Stories
Building Area	3,203 sqft Gross Area
1st Floor Area	2,181 sqft
2nd Floor Area	1,022 sqft
Utility Area	840 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Lot Area	255,131 sqft (5.85 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	378 sqft
Canopy	600 sqft
Storage Building	840 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	607074
Street Address	10485 BIGHAM RD
City	TROY
State	TX
Zip	76579-3315
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	L G G SUBDIVISION, BLOCK 001, LOT 0002, ACRES 5.857
Legal Subdivision	L G G SUBDIVISION
Legal Block	1
Legal Lot Number	2 5
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	1
Census Block	1017
Census Tract	20102

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10485 BIGHAM RD, TROY, TX 76579-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXELL CU
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 2006
Deed Sale	Apr 3, 2006
Deed Document Number	0002796025
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10485 BIGHAM RD, TROY, TX 76579-3315
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008804
Date	Mar 1, 2024
Instrument	2024008804

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2039

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10485 BIGHAM RD, TROY, TX 76579-3315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049716
Date	Sep 16, 2020
Instrument	2020-00049716

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,683.00 (-14.37%) Homeowner's exemption	$865,325 Land $189,434 Building $675,891	$865,325 Land $189,434 Building $675,891
2022	$6,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	500 / 100
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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