1056 Sinclair Pointe, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1056 Sinclair Pointe, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,789 sqft · built 2015
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Feb 2022)
Tax Bill	$7,773 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-14320`

Property Details

APN / Parcel Number

Primary APN	`04-14320`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,789 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	475 sqft
Porch	Porch
Porch Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1056 SINCLAIR POINTE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 12 SINCLAIR POINTE
Legal Subdivision	SINCLAIR POINTE
Legal Block	20
Legal Lot Number	12
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

1056 Sinclair Pointe is owned and occupied by an individual who bought it in February 2022.

Source: Glynn County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1056 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Aug 21, 2015 · Amount on File
Deed Document Number	2022531
Deed Book / Page	4629 / 378
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1056 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Investor	Possibly a Property Investor

Mortgage

Document Number	0043700000000297
Date	Feb 2, 2021
Book Page	0000004370/0000000297

Lender

Name	ADVISORS MORTGAGE GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Feb 7, 2022
Property Address	1056 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Document Number	0046290378
Book / Page	4629 / 378
Instrument Date	Feb 7, 2022
Instrument	2022-000531
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575

Mortgage

Document Number	632022001730
Date	Feb 7, 2022
Instrument	0632022001730

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Feb 7, 2022
Property Address	1056 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Document Number	0046290378
Book / Page	4629 / 378
Instrument Date	Feb 7, 2022
Instrument	2022-000531
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575

Mortgage

Document Number	632022001730
Date	Feb 7, 2022
Instrument	0632022001730

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1056 Sinclair Pointe was $7,773, up 2.7% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,773.00 (+2.65%)	$309,960 (+2.65%) Land $46,000 Building $263,960	$774,900 (+2.65%) Land $115,000 Building $659,900
2025	$7,572.00	$301,960 Land $38,000 Building $263,960	$754,900 Land $95,000 Building $659,900
2023		$272,800 (-2.77%) Land $38,000 Building $234,800	$682,000 (-2.77%) Land $95,000 Building $587,000
2022	$7,036.00	$280,560 Land $38,000 Building $242,560	$701,400 Land $95,000 Building $606,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1056 Sinclair Pointe in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 784 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,092 units insured incl. 308 condo units
Nearby Flood Claims	41 (2013–2022)
Most Recent Claim	Nov 2022 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1056 Sinclair Pointe is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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