Ocean County and Toms River Township property record for 1056 Ruby Dr, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,192 sqft · built 1963 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Oct 2023) |
| Tax Bill | $7,152 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-01501-21-00008 |
| Primary APN | 08-01501-21-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 11,631 sqft (0.267 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1056 RUBY DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-3839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R120 |
| Legal Description | .267AC |
| Legal Subdivision | FAIRVIEW ESTATES SEC 03B FINAL |
| Legal Block | 1501 |
| Legal Lot Number | 8 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 722702 |
Source: Ocean County and Toms River Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1056 RUBY DR, TOMS RIVER, NJ 08753-3839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 19, 2022 | Deed in Lieu of Foreclosure, Foreclosure FORTUNE TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on Record |
| Deed Sale | Oct 30, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2022 · Amount on Record |
| Deed Document Number | 202381374 |
| Deed Book / Page | 19523 / 1795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 30, 2023 |
| Property Address | 1056 RUBY DR, TOMS RIVER, NJ 08753-3839 |
| Document Number | 0195231795 |
| Book / Page | 19523 / 1795 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023081374 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | HERITAGE ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1229 CATTUS ISLAND BLVD, TOMS RIVER, NJ 08753-3960 |
| Name | Verified Name |
|---|---|
| Address | 505 SLEEPY HOLLOW RD, TOMS RIVER, NJ 08753-3524 |
| Document Number | 2023081375 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023081375 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1056 RUBY DR, TOMS RIVER, NJ 08753-3839 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Title Company | MID STATE ABSTRACT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0191820790 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 19182/790 |
| Instrument | 2022105280 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 19, 2022 |
| Property Address | 1056 RUBY DR, TOMS RIVER, NJ 08753-3839 |
| Document Number | 0190361178 |
| Book / Page | 19036 / 1178 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022059010 |
| Transaction Type | Foreclosure |
| Record Updated | May 31, 2022 |
| Title Company | FORTUNE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 104 DOLE CT, 104, RICHLANDS, NC 28574-6414 |
| Name | Verified Name |
|---|---|
| Address | 11350 MCCORMICK RD # 902, 902, HUNT VALLEY, MD 21031-1002 |
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,000 (-) Land $127,000 Building $239,000 | $366,000 (-) Land $127,000 Building $239,000 | |
| 2025 | $7,152.00 (+7.32%) | $366,000 (+25.69%) Land $127,000 Building $239,000 | $366,000 (+25.69%) Land $127,000 Building $239,000 |
| 2024 | $6,664.00 (+37.12%) | ||
| 2023 | $291,200 (-) Land $127,000 Building $164,200 | $291,200 (-) Land $127,000 Building $164,200 | |
| 2022 | $4,860.00 (-1.66%) | $291,200 Land $127,000 Building $164,200 | $291,200 Land $127,000 Building $164,200 |
| 2021 | $4,942.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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