Ocean County and Toms River Township property record for 1049 Ruby Dr, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1965 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Apr 2019) |
| Tax Bill | $6,182 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-01501-19-00019 |
| Primary APN | 08-01501-19-00019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bi-Level |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 13,329 sqft (0.306 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1049 RUBY DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-3838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R120 |
| Legal Description | .306AC |
| Legal Subdivision | FAIRVIEW ESTATES SEC 03-B FINA |
| Legal Block | 1501 |
| Legal Lot Number | 19 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 722702 |
Source: Ocean County and Toms River Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1049 RUBY DR, TOMS RIVER, NJ 08753-3838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 5, 2021 | Intrafamily Transfer, Transfer |
| Apr 23, 2019 | Grant Deed, Transfer · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Feb 17, 2005 · Amount on Record |
| Deed Document Number | 201936700 |
| Deed Book / Page | 17447 / 1397 |
| Last Transfer Date | Feb 3, 2021 |
| Transfer Doc | 0183001079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1049 RUBY DR, TOMS RIVER, NJ 08753-3838 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | COVIUS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1049 RUBY DR, TOMS RIVER, NJ 08753-3838 |
| Document Number | 0202990630 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 20299/630 |
| Instrument | 2026016382 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 1049 RUBY DR, TOMS RIVER, NJ 08753-3838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0183801370 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 18380/1370 |
| Instrument | 2021044616 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 5, 2021 |
| Property Address | 1049 RUBY DR, TOMS RIVER, NJ 08753-3838 |
| Document Number | 0183001079 |
| Book / Page | 18300 / 1079 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021019453 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1049 RUBY DR, TOMS RIVER, NJ 08753-3838 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 23, 2019 |
| Property Address | 1049 RUBY DR, TOMS RIVER, NJ 08753-3838 |
| Document Number | 0174471397 |
| Book / Page | 017447 / 001397 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 36700 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1049 RUBY DR TOMS RIVER NJ 087533838, TOMS RIVER, NJ 08753-3838 |
| Document Number | 174471403 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 017447/001403 |
| Instrument | 36701 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,400 (-) Land $131,000 Building $185,400 | $316,400 (-) Land $131,000 Building $185,400 | |
| 2025 | $6,182.00 (+7.31%) | $316,400 (-) Land $131,000 Building $185,400 | $316,400 (-) Land $131,000 Building $185,400 |
| 2024 | $5,761.00 (+9.11%) | ||
| 2023 | $316,400 Land $131,000 Building $185,400 | $316,400 Land $131,000 Building $185,400 | |
| 2022 | $5,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1992) |
| Most Recent Claim | Dec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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