1056 Franklin St, Lima, OH 45804 Property Records

Allen County property record for 1056 Franklin St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1954
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on File
Last Sale	$104,300 (Dec 2021)
Tax Bill	$446 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47-0605-09-002.000`

Property Details

APN / Parcel Number

Primary APN	`47-0605-09-002.000`
Alternative APN	`M3847060509002000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,308 sqft
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	146 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	60 sqft
Patio Area	128 sqft
Canopy	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1056 FRANKLIN ST
City	LIMA
State	OH
Zip	45804-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROMAINE ADDITION LOT 19575 JOINT TEN FF 52.63
Legal Subdivision	ROMAINE ADDITION
Legal Lot Number	19575
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1026
Census Tract	13600

Owner

1056 Franklin St is owned and occupied by two individuals who bought it in December 2021.

Source: Allen County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1056 FRANKLIN ST, LIMA, OH 45804-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 20, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Feb 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Nov 15, 2002 · Amount on File
Deed Document Number	202117552
Prior Transfer Date	Nov 19, 1997
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Aug 18, 2026
Property Address	1056 FRANKLIN ST, LIMA, OH 45804-1628
Document Number	0000008692
Instrument Date	Jun 3, 2026
Instrument	20268692
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 FRANKLIN ST, LIMA, OH 45804-1628

Mortgage

Document Number	0000008692,
Date	Aug 18, 2026
Instrument	20268692

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Jan 1, 2052

Interest

Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 20, 2021
Property Address	1056 FRANKLIN ST, LIMA, OH 45804-1628
Document Number	12200017552
Book / Page	2021 / 17552
Map Reference	MB 7 PG 67
Instrument Date	Dec 16, 2021
Instrument	202112200017552
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1056 FRANKLIN ST, LIMA, OH 45804-1628

Mortgage

Document Number	12200017553
Date	Dec 20, 2021
Instrument	202112200017553

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 6, 2018
Property Address	1056 FRANKLIN ST, LIMA, OH 45804-1628
Document Number	0000001240
Book / Page	2018 / 01240
Instrument Date	Feb 5, 2018
Instrument	1240
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1056 FRANKLIN ST LIMA OH 458041628, LIMA, OH 45804-1628

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 14, 2017
Property Address	1056 FRANKLIN ST, LIMA, OH 45804-1628
Document Number	0000003918
Instrument	3918
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 FRANKLIN ST LIMA OH 458041628, LIMA, OH 45804-1628

Tax Assessment & Valuation

The 2025 property tax bill for 1056 Franklin St was $446, up 0.5% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00 (+0.45%)	$11,070 (-) Land $1,300 Building $9,770	$31,600 (-) Land $3,700 Building $27,900
2024	$444.00 (-7.11%) Homeowner's exemption	$11,070 (+5.03%) Land $1,300 Building $9,770	$31,600 Land $3,700 Building $27,900
2023	$478.00 (-0.21%) Homeowner's exemption	$10,540 (-) Land $1,230 Building $9,310
2022	$479.00 Homeowner's exemption	$10,540 Land $1,230 Building $9,310
2021			$30,100 Land $3,500 Building $26,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1056 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1056 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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