Allen County property record for 1040 Franklin St, Lima, OH 45804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1958 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,900 (Aug 1999) |
| Tax Bill | $365 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-0605-09-006.000 |
| Primary APN | 47-0605-09-006.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 146 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 190 sqft |
| Canopy | 30 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 1040 FRANKLIN ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45804-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROMAINE ADDITION LOT 19571 FF 52.53 |
| Legal Subdivision | ROMAINE ADDITION |
| Legal Lot Number | 19571 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 13600 |
1040 Franklin St is owned and occupied by an individual who bought it in August 1999.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 FRANKLIN ST, LIMA, OH 45804-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 1999 · Amount on File |
| Deed Sale | Aug 5, 1999 · Amount on File |
| Prior Sale | Aug 5, 1999 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1040 Franklin St was $365, up 436.8% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Lima City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $365.00 (+436.76%) | $8,440 (-) Land $1,300 Building $7,140 | $24,100 (-) Land $3,700 Building $20,400 |
| 2024 | $68.00 (-93.79%) Homeowner's exemption | $8,440 (+5.24%) Land $1,300 Building $7,140 | $24,100 Land $3,700 Building $20,400 |
| 2023 | $1,095.00 (+188.16%) Homeowner's exemption | $8,020 (-) Land $1,230 Building $6,790 | |
| 2022 | $380.00 Homeowner's exemption | $8,020 Land $1,230 Building $6,790 | |
| 2021 | $22,900 Land $3,500 Building $19,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1040 Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1040 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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