Lake County property record for 1056 Bear Hammock Dr, Umatilla, FL 32784
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,690 (May 2026) |
| Tax Bill | $1,035 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-18-26-0010-000-04000 |
| Primary APN | 24-18-26-0010-000-04000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,800 sqft (0.133 acres) |
|---|
| Account Number | 3949688 |
|---|---|
| Street Address | 1056 BEAR HAMMOCK DR |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9443 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | MAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 40 ORB 6516 PG 764 |
| Legal Subdivision | MAGNOLIA POINTE PHASE 1 |
| Legal Tract | A-1THRUK-1 |
| Legal Lot Number | 40 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30110 |
1056 Bear Hammock Dr, residential vacant land, is owned and occupied by two individuals who bought it in May 2026.
Source: Lake County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1056 BEAR HAMMOCK DR, UMATILLA, FL 32784-9443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Special Warranty Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LP |
| May 29, 2026 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Apr 25, 2025 · Amount on File |
| Deed Document Number | 202666139 |
| Deed Book / Page | 6747 / 2149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 29, 2026 |
| Property Address | 1056 BEAR HAMMOCK DR, UMATILLA, FL 32784-9443 |
| Document Number | 0000066139 |
| Book / Page | 6747 / 2149 |
| Instrument Date | May 27, 2026 |
| Instrument | 202666139 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | DHI TITLE OF FLORIDA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229,555.83 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1056 BEAR HAMMOCK DR, UMATILLA, FL 32784-9443 |
| Document Number | 0000066140, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202666140 |
| Name | DHI MORTGAGE COMPANY LP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 29, 2026 |
| Property Address | 1056 BEAR HAMMOCK DR, UMATILLA, FL 32784-9443 |
| Document Number | 0067472149 |
| Book / Page | 6747 / 2149 |
| Instrument Date | May 27, 2026 |
| Instrument | 202666139 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | TITLE OF FLORIDA, DHI TITLE OF FLORIDA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229,555.83 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1056 BEAR HAMMOCK DR, UMATILLA, FL 32784-9443 |
| Document Number | 0000066140, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202666140 |
| Name | DHI MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 1056 Bear Hammock Dr was $1,035.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,500 Land $52,500 | $52,500 Land $52,500 | |
| 2025 | $1,035.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1056 Bear Hammock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1056 Bear Hammock Dr is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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