Lake County property record for 1048 Bear Hammock Dr, Umatilla, FL 32784
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,990 (Apr 2026) |
| Tax Bill | $1,035 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-18-26-0010-000-03800 |
| Primary APN | 24-18-26-0010-000-03800 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,800 sqft (0.133 acres) |
|---|
| Account Number | 3949686 |
|---|---|
| Street Address | 1048 BEAR HAMMOCK DR |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9443 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | MAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 38 ORB 6464 PG 2150 |
| Legal Subdivision | MAGNOLIA POINTE PHASE 1 |
| Legal Tract | A-1THRUK-1 |
| Legal Lot Number | 38 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30110 |
Source: Lake County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1048 BEAR HAMMOCK DR, UMATILLA, FL 32784-9443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Deed Document Number | 202645042 |
| Deed Book / Page | 6719 / 502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 1048 BEAR HAMMOCK DR, UMATILLA, FL 32784-9443 |
| Document Number | 0067190502 |
| Book / Page | 6719 / 502 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202645042 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | DHI TITLE OF FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226,232.93 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1048 BEAR HAMMOCK DR, UMATILLA, FL 32784-9443 |
| Document Number | 0000045043, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 6719/503 |
| Instrument | 202645043 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.99% |
|---|---|
| Max Rate | -1% |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,500 Land $52,500 | $52,500 Land $52,500 | |
| 2025 | $1,035.00 (-12.44%) | ||
| 2024 | $1,182.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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